Economy February 17, 2026

Fed official urges detailed review of whether AI is lifting productivity without stoking inflation

San Francisco Fed's Mary Daly says current studies show limited macro evidence of an AI productivity boost, and more time and data are needed

By Ajmal Hussain
Fed official urges detailed review of whether AI is lifting productivity without stoking inflation

San Francisco Federal Reserve President Mary Daly said Tuesday that the Fed must rigorously examine the data to determine whether artificial intelligence is materially increasing productivity and allowing faster economic growth without producing inflationary pressure. While some in government and portions of the economics profession argue AI is already enhancing productivity or will do so broadly — evoking comparisons to past technology-driven expansions — Daly cautioned that macroeconomic studies so far provide scant evidence of a clear AI effect and that measurable, economy-wide benefits may not yet have emerged.

Key Points

  • The Federal Reserve must rigorously analyze data to determine whether AI is raising productivity without causing inflation.
  • Official claims and some economists suggest AI investment could boost growth without inflation, similar in spirit to past tech-driven expansions.
  • Most macroeconomic studies so far show limited evidence that AI has produced a significant productivity effect, and measurable benefits may be industry-specific or not yet realized.

San Francisco Fed President Mary Daly said Tuesday that the Federal Reserve needs to carefully analyze available data to establish whether artificial intelligence is producing measurable productivity gains that could permit faster economic expansion without generating inflation.

Daly made the remarks in prepared comments delivered at San Jose State University during an event hosted by the Silicon Valley Leadership Group. Her comments came amid public claims by the Trump administration that AI is already lifting productivity and predictions by some economists that escalating AI investment will spur growth without igniting inflation, in a manner likened to the 1990s computer-led productivity surge.

"Most macro-studies of productivity growth find limited evidence of a significant AI effect," Daly said.

She offered two possible interpretations for the current state of evidence. One is that it remains premature to detect the impact of company-level AI investments across some industries, where benefits may take time to materialize. The other is that broader, economy-wide transformations attributable to AI simply have not yet occurred.

Daly emphasized the need for careful, data-driven assessment before concluding that AI is delivering sweeping productivity improvements. Her comments underline the Federal Reserve's interest in understanding whether technological adoption can alter the trade-offs between faster growth and the risk of higher inflation.


Summary

Mary Daly called for a thorough examination of data to determine whether AI is driving productivity growth and supporting quicker economic expansion without producing inflationary pressures. She noted limited support for a significant AI effect in macroeconomic productivity studies and suggested the absence of evidence could reflect timing or the lack of a broad-based transformation so far.

Key points

  • The Fed needs detailed data analysis to assess AI's effect on productivity and inflation dynamics.
  • Government officials and some economists argue AI could boost growth without raising inflation, drawing parallels with past technology cycles.
  • Existing macro studies generally show limited evidence that AI has produced a significant productivity impact to date.

Risks and uncertainties

  • Insufficient current data - It may be too early to detect industry-specific productivity gains from company AI investments.
  • Limited macro evidence - Studies to date do not strongly support a widespread AI-driven productivity increase, leaving outcomes uncertain for economic growth and inflation.
  • Timing of transformations - Economy-wide effects, if they occur, could require more time to appear, complicating near-term policy assessment.

Risks

  • Insufficient evidence: Current macro-studies provide limited support for a broad AI-driven productivity boost, creating uncertainty for growth and inflation forecasts.
  • Timing uncertainty: Company-level AI investments may take longer to translate into economy-wide productivity gains, delaying any observable effects.
  • Assessment risk: Without clear data, policymakers may struggle to determine whether AI will enable faster expansion without stoking inflation, affecting monetary policy decisions.

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