Economy February 18, 2026

Fed minutes show near-unanimous backing for pause after January meeting

Policy makers viewed the current 3.50%-3.75% rate as suitable following three cuts totaling 75 basis points, minutes show

By Priya Menon
Fed minutes show near-unanimous backing for pause after January meeting

Minutes from the Federal Reserve's January policy meeting revealed that nearly all participants supported the committee's choice to keep the target interest rate unchanged. The FOMC left the federal funds rate at 3.50%-3.75% after three consecutive 25 basis point reductions, and recent economic data - including a strong nonfarm payrolls report and signs of easing consumer inflation - provided room for the central bank to hold steady while monitoring upcoming indicators.

Key Points

  • Nearly all Federal Reserve meeting participants supported keeping the federal funds rate unchanged at 3.50%-3.75%.
  • The FOMC had executed three successive 25 basis point cuts earlier in the easing cycle, totaling 75 basis points.
  • Recent economic releases - a strong nonfarm payrolls report and a consumer inflation reading that showed moderation - gave the Fed scope to pause and monitor further data.

The Federal Reserve's minutes for its January monetary policy meeting, released Wednesday, indicate wide internal support for the decision to pause and maintain the federal funds rate. Almost all meeting participants endorsed leaving the policy rate unchanged at the 3.50%-3.75% range.

At that late-January meeting the Federal Open Market Committee opted not to move the benchmark rate after implementing three successive reductions of 25 basis points each earlier in its easing cycle. Those three cuts amounted to a cumulative 75 basis points of monetary easing, and the committee judged that the current stance was appropriate given the information available at the time.

The minutes also note the economic backdrop that shaped the committee's deliberations. Since the January meeting, data releases have included a notably strong nonfarm payrolls report and a consumer inflation reading that showed a moderation in price pressures. Those developments were cited as factors that afforded the Fed additional latitude to maintain its policy setting and await further incoming indicators before making additional adjustments.

Policy makers in the minutes described the decision as consistent with the committee's intent to balance support for the ongoing economic expansion while observing the evolution of labor-market and inflation dynamics. By holding the target range steady following the three 25 basis point moves, the committee signaled a preference for gathering more evidence on whether the trends evident in recent data would persist.

Going forward, the Fed will continue to assess a stream of economic information. The minutes reflect a clear inclination among participants to use the pause to evaluate incoming labor-market and inflation readings, and to determine whether the current policy stance remains appropriate in light of future updates.


Article context and implications

The minutes provide a window into internal consensus at the Fed after a modest easing cycle and against a backdrop of mixed economic signals. The combination of a strong payrolls report and softer consumer inflation was pivotal in the committee's choice to hold rates, according to the meeting record.

Risks

  • Future economic data may diverge from the recent strong payrolls and moderating inflation readings, prompting a reassessment of policy - this affects financial markets and labor-sensitive sectors.
  • Persisting or renewed inflationary pressure could reduce the Fed's room to hold rates steady, with implications for interest-rate-sensitive sectors such as financial markets and broader capital allocation.

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