Economy February 28, 2026

Dovish Policy Signals in Tokyo Counterbalanced by Yen Risks, BofA Says

Political gestures and dovish board appointments have softened the BoJ outlook, but currency weakness could compel action

By Priya Menon
Dovish Policy Signals in Tokyo Counterbalanced by Yen Risks, BofA Says

BofA Global Research says recent political and personnel signals in Japan have pushed market expectations toward a softer Bank of Japan stance. However, the bank warns that persistent yen depreciation would create political and financial pressures that could force the BoJ to act, and it has raised its USD/JPY forecast range accordingly.

Key Points

  • Two recent developments - a reported February 16 meeting between Prime Minister Sanae Takaichi and BOJ Governor Kazuo Ueda, and the nomination of Toichiro Asada and Ayano Sato to the BoJ Policy Board - have reinforced market perceptions of a more dovish Japanese policy stance.
  • Markets reacted with yen depreciation and declines in JGB yields, especially in the intermediate sector, and subsequent nominations prompted renewed yen selling and steepening at the super-long end of the JGB curve.
  • BofA raised its USD/JPY expected range to 153-161 from 150-158 and said that further depreciation toward 160 could renew pressure for BoJ tightening despite a higher near-term hurdle for a rate hike.

Overview

Bank of America Global Research has flagged a shift in market sentiment toward a more dovish outlook for Japan's monetary policy, driven by two recent developments that market participants interpret as supportive of easier settings. At the same time, the bank cautioned that downside risks to the yen limit how long authorities can afford to remain passive.


What changed

According to BofA, market views were reinforced by a press report describing a February 16 meeting between Prime Minister Sanae Takaichi and Bank of Japan Governor Kazuo Ueda in which Takaichi reportedly expressed reluctance to pursue further rate hikes. That report coincided with yen depreciation and a decline in Japanese government bond yields, with the effect clearest in the intermediate portion of the curve.

Separately, the nomination of two new BoJ Policy Board members - Toichiro Asada and Ayano Sato - who are broadly seen as dovish, contributed to renewed selling of the yen and a steepening at the super-long end of the JGB curve, BofA said.


Market reaction and dynamics

These signals, taken together, point to a near-term trajectory of yen weakness and further curve steepening. BofA notes that markets have priced a softer policy stance in response to the political signals and the personnel changes on the BoJ board.


BofA's caution and forecast

Despite the immediate market moves, BofA warned that allowing the yen to fall without restraint would carry both political and financial risks. Public concern about rising prices remains elevated, and sustained weakness in the currency could ultimately push long-end yields higher - a development that might compel the BoJ to tighten policy.

The bank argued that attempting to rely solely on foreign-exchange intervention to defend the yen while maintaining low interest rates is not a realistic long-term strategy, particularly if market participants view postponed policy normalization as the underlying cause of currency weakness.

Reflecting these dynamics, BofA revised its USD/JPY expected range higher to 153-161 from 150-158. The bank added that further depreciation toward the 160 level could reignite calls for additional BoJ tightening, even though the immediate threshold for a rate hike has become higher.


Implications

The interplay between political signaling, central bank personnel shifts, and market moves in FX and JGB markets creates a policy conundrum - easier perceived monetary settings may produce near-term market easing, but unchecked currency depreciation and higher long-term yields could force a policy reversal.

Observers should watch how authorities balance FX intervention, communication, and the timing of any policy normalization as these choices will determine whether current dovish signals persist or give way to action to defend the currency and financial stability.

Risks

  • Sustained yen weakness could increase political and financial pressures and push long-end Japanese government bond yields higher, potentially forcing the BoJ to tighten policy - affecting the FX and sovereign bond markets.
  • Relying only on foreign-exchange intervention to stabilize the yen while keeping interest rates low may be ineffective if market participants attribute currency weakness to delayed policy normalization - posing risks for monetary policy credibility and market stability.
  • Public concern over rising prices remains elevated; prolonged currency depreciation could exacerbate inflation worries and complicate the BoJ's policy choices - impacting inflation-sensitive sectors and financial markets.

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