Economy February 11, 2026

CBO Sees U.S. Budget Shortfall Widening to $1.853 Trillion in Fiscal 2026

Congressional Budget Office projects persistent deficits, slower growth and long-term rise in debt-to-GDP ratio despite administration claims

By Maya Rios
CBO Sees U.S. Budget Shortfall Widening to $1.853 Trillion in Fiscal 2026

The Congressional Budget Office projects the U.S. fiscal 2026 deficit will reach $1.853 trillion, about 5.8% of GDP, and warns of a decade-long average deficit-to-GDP ratio of 6.1%. The CBO’s outlook relies on weaker growth assumptions than the administration’s and attributes sustained deficits to recent tax and spending legislation, changes to immigration, and tariff revenues.

Key Points

  • Fiscal 2026 deficit projected at $1.853 trillion (5.8% of GDP), close to fiscal 2025’s $1.775 trillion.
  • Deficit-to-GDP ratio averages 6.1% over the next decade, reaching 6.7% in fiscal 2036; far above the roughly 3% target cited by Treasury Secretary Scott Bessent.
  • Recent legislation (extension of 2017 tax cuts), reduced immigration, and tariff revenue are major contributors to the CBO’s projected path.

The Congressional Budget Office on Wednesday forecast the U.S. budget deficit will increase modestly in fiscal 2026, reaching $1.853 trillion. That figure translates to roughly 5.8% of gross domestic product, close to the 2025 shortfall of $1.775 trillion.

In its longer-term outlook the CBO projects the deficit-to-GDP ratio will average about 6.1% over the next decade and rise to 6.7% by fiscal 2036. Those projections stand in contrast to the objective articulated by U.S. Treasury Secretary Scott Bessent, who seeks to reduce the deficit-to-GDP ratio to around 3%.

A central reason for the gap between the CBO’s numbers and the administration’s public expectations is differing growth assumptions. The agency assumes real GDP growth of 2.2% in 2026, declining to an average near 1.8% for the remainder of the decade. Administration officials have recently argued that first-quarter 2026 growth could exceed 6% because of rising investment in factories and artificial intelligence data centers.

The CBO’s projected fiscal 2026 deficit is about $100 billion, or 8%, larger than the agency’s January 2025 estimate. Over the 2026-2035 period the CBO now sees cumulative deficits that are $1.4 trillion, or 6%, greater than in its earlier projection.

The CBO attributes a substantial portion of the deterioration in the fiscal picture to recent legislative changes. It says President Trump’s "One Big Beautiful Bill" - which extended tax cuts enacted in 2017 and reduced outlays for social programs such as Medicaid - will lift consumer spending and private investment this year but will add $4.7 trillion to deficits over the 10-year budget window. The agency also estimates reduced immigration will increase deficits by roughly $500 billion during that span.

Partially offsetting those drivers, the CBO expects additional revenue from tariffs to lower deficits by about $3 trillion when accounting for macroeconomic effects and reduced debt service costs.

The report includes a modest productivity upside tied to artificial intelligence. The CBO quantifies a productivity gain from AI at a nominal 10 basis points per year of extra economic output. That projection feeds into broader debates over interest rates: the report notes that 10-year Treasury yields are expected to remain roughly at current levels or a little higher, undermining hopes for substantially cheaper consumer borrowing costs.

On monetary policy, the CBO foresees the Federal Reserve making only a single 25 basis point rate cut this year, even if Kevin Warsh - the Fed chair nominee who has also argued for lower rates tied to productivity gains - assumes leadership by June.


Key points

  • The fiscal 2026 deficit is forecast at $1.853 trillion, about 5.8% of GDP, near fiscal 2025’s $1.775 trillion shortfall.
  • Over the next decade the deficit-to-GDP ratio averages 6.1%, reaching 6.7% by fiscal 2036 - well above the 3% target cited by Treasury Secretary Scott Bessent.
  • Policy changes including the extension of 2017 tax cuts, lower immigration, and tariff revenues are major drivers of the CBO’s deficit path.

Risks and uncertainties

  • Economic growth assumptions: The CBO’s lower growth forecast (2.2% in 2026, averaging about 1.8% thereafter) could be proved wrong if near-term investment surges as the administration expects; that would materially affect revenue and deficit projections - with implications for financial markets and interest-sensitive sectors such as housing and consumer credit.
  • Interest rate trajectory: The expectation that 10-year Treasury yields will remain roughly where they are or a bit higher, and that the Fed will deliver only one quarter-point cut this year, creates uncertainty for borrowing costs across households and businesses and for fixed-income markets.
  • Policy composition: The net fiscal effect of recent legislation and immigration changes raises uncertainty for government spending and for demand in the economy, affecting sectors tied to consumer spending and private investment.

Risks

  • Lower-than-expected economic growth under the CBO baseline could worsen revenue and deficits, impacting interest-sensitive sectors like housing and consumer lending.
  • Higher or unchanged 10-year Treasury yields and only one expected Fed rate cut increase uncertainty for borrowing costs across households and businesses.
  • The fiscal impact of recent tax and spending changes, and migration shifts, leaves budgetary outcomes and demand-side effects uncertain for consumer-facing and investment sectors.

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