Economy February 10, 2026

Brazil's January Consumer Prices Edge Higher, Reinforcing Caution Around Rate Cuts

Inflation ticks up as fuel costs push transportation prices higher; central bank signals a careful start to easing in March

By Marcus Reed
Brazil's January Consumer Prices Edge Higher, Reinforcing Caution Around Rate Cuts

Brazil's inflation rate rose in January, nudging above market expectations and underscoring a cautious stance from monetary policymakers as they prepare to begin cutting interest rates. Consumer prices climbed 4.44% year-on-year and 0.33% month-on-month, with transportation and fuels leading the monthly increase. Central bank officials, led by Governor Gabriel Galipolo, have said the easing cycle is expected to start in March but will be implemented gradually due to persistent inflation pressures and economic resilience.

Key Points

  • January consumer inflation rose 4.44% year-on-year and 0.33% month-on-month.
  • Central bank officials, led by Governor Gabriel Galipolo, expect to begin cutting rates in March but will proceed cautiously; markets are split between a 25 bps and 50 bps initial cut.
  • Transportation was the largest contributor to January inflation, up 0.60%, driven by a 2.14% rise in fuel prices including gasoline (+2.06%), ethanol (+3.44%), diesel (+0.52%) and vehicular natural gas (+0.20%).

Brazil recorded a slight acceleration in consumer inflation in January, a development that supports a careful approach from monetary authorities as they plan the first reductions in policy rates.

Data released by the national statistics agency showed consumer prices were up 4.44% compared with the same month a year earlier, narrowly surpassing the median market estimate of 4.43%. On a monthly basis, the consumer price index increased 0.33% from December.

Policymakers, under the leadership of central bank Governor Gabriel Galipolo, have signalled that the easing cycle will commence in March. However, officials have stressed that reductions will be enacted with caution. Markets are split on how large the initial cut will be, with expectations divided between a 25 basis point move and a 50 basis point move.

Governor Galipolo reinforced the argument for a smaller first cut in public comments, noting that the committee will act cautiously given inflation forecasts that remain above target and signs of economic resilience. Those remarks have shifted market sentiment toward a greater likelihood of a more modest initial reduction.

Within January's inflation basket, the transportation category made the largest contribution among the nine main groups, rising 0.60% month-on-month. That segment's increase was driven largely by higher fuel costs, which jumped 2.14% for the month.

Fuel subcomponents showed notable increases: gasoline prices rose 2.06%, accounting for a 0.10 percentage point contribution to the month's overall inflation rate. Ethanol prices increased 3.44%, diesel rose 0.52%, and vehicular natural gas climbed 0.20%.

The combination of above-target inflation forecasts and resilient economic indicators has led policymakers to signal a deliberate, stepwise approach to easing monetary policy. Market views remain divided on the scale of the initial move, leaving uncertainty about how quickly borrowing costs will be trimmed once the cycle begins.


Sector implications: Transportation and energy-related sectors are directly affected by the fuel-driven rise in prices. Monetary policy decisions will influence interest-rate sensitive areas across the economy.

Risks

  • Above-target inflation forecasts could constrain the central bank's ability to implement larger initial rate cuts - impacting rate-sensitive sectors such as banking and real estate.
  • Economic resilience noted by policymakers may prompt a more gradual easing cycle, prolonging higher borrowing costs for businesses and consumers - affecting investment and credit-dependent industries.
  • Market division over the size of the first rate cut introduces uncertainty for financial markets and bond yields as investors price in either a 25 bps or 50 bps move.

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