Economy February 13, 2026

BNY Clients Step Up Dollar Hedging to Highest Level Since Late 2023

Custodian data show clients are hedging nearly 20% more than balance-sheet exposure, driven by rate differentials and investor caution

By Jordan Park
BNY Clients Step Up Dollar Hedging to Highest Level Since Late 2023

Clients of a major global custodian have increased their hedging of U.S. dollar exposure to levels not seen since late 2023, taking currency protection roughly 20% greater than the notional need implied by their U.S. assets. The trend reflects heightened investor caution toward the dollar in early 2026 and aligns with expectations around central bank policy divergence.

Key Points

  • Clients of a major custodian are hedging U.S. dollar exposure nearly 20% more than required to match U.S. bond and equity holdings, up from about 10% at the end of last year.
  • The increase in hedging is the highest since late 2023 and coincides with renewed dollar volatility in early 2026 following a more than 9% drop the previous year.
  • BNY’s flows do not indicate clients are reducing allocations to U.S. equities and Treasuries; the hedging rise is likely driven by interest rate differentials as the Fed is expected to stay relatively dovish while other central banks pivot.

Clients at one of the world’s largest custodians have sharply increased their hedging of U.S. dollar exposure, taking protection that is materially larger than the currency risk implied by their U.S. holdings, a senior strategist said.

According to Geoff Yu, senior EMEA market strategist at BNY, clients are now implementing U.S. dollar hedges that are almost 20% larger than what would be required if they simply wanted to match movements in the value of their U.S. bond and equity positions. That compares with hedging levels of roughly 10% at the end of last year, and represents the highest such activity since late 2023, Yu told Reuters on Friday.

The uptick in hedging comes as the dollar has continued to weaken in the opening, volatile weeks of 2026, extending a period of gyrations that followed a more than 9% fall in the greenback last year. Yu said the decline in the dollar has been accompanied by renewed market debate over whether investors will reduce holdings of U.S. assets or seek greater protection when holding them - a dynamic that began to surface during last year’s rout.

Yu noted the data do not identify which specific client jurisdictions are responsible for the bulk of the increased hedging this year, but he flagged that it was likely more concentrated among European clients hedging U.S. exposure. He also emphasized that BNY’s asset flows do not show a reweighting away from U.S. assets - clients have not reduced allocations to U.S. equities and Treasuries in their portfolios, he said.

Rather than an outright sell-off of U.S. assets, Yu identified differences in interest rates across major economies as a more probable catalyst for the rise in hedging. The Federal Reserve is widely expected to remain on a path of lowering borrowing costs, while several other major central banks are approaching or have begun raising rates, a configuration that is typically negative for the dollar, he explained.

"The rise in client hedging activity has coincided with the Fed staying relatively dovish and we’re seeing a lot more pivots in other central banks," Yu said, describing the policy mix as a likely driver of client behaviour.

To derive the hedging metric, Yu assumed client portfolios at BNY are weighted roughly 80% in U.S. Treasuries and 20% in equities, reflecting the fact that a large share of assets under BNY’s custody are fixed income. He cautioned that clients with greater equity allocations would likely appear to be hedging less under this calculation.

Separately, the strategist’s comments included reference to investor tools assessing specific U.S. equities. One such evaluator, ProPicks AI, was described as measuring companies using more than 100 financial metrics and has highlighted past winners including Super Micro Computer with a cited gain of 185% and AppLovin with a cited gain of 157% in prior periods. The evaluator was noted as agnostic and focused on fundamentals, momentum and valuation.


Implications

  • Increased hedging activity points to elevated currency risk management among institutional investors holding U.S. assets.
  • Fixed income portfolios comprise a large share of assets under custody, informing the hedging ratio calculations.
  • Interest rate differentials and central bank policy trajectories are central to current hedging behaviour.

Risks

  • Continued dollar volatility could prompt additional hedging costs and introduce balance-sheet management challenges for institutions with large U.S. fixed income exposures - affecting the fixed income and asset management sectors.
  • If central bank policy expectations shift unexpectedly, hedging positions sized to current rate-differential expectations may become less effective - a risk for currency and risk management desks across banks and institutional investors.
  • Clients whose portfolios deviate from the assumed 80% Treasuries / 20% equities split may face mismatches between their actual asset mix and hedging levels implied by the custodian’s aggregate calculations, impacting portfolio managers and custodial reporting.

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