Economy February 9, 2026

Barclays Says AI-Driven Productivity Will Shape Interest Rates, Jobs and Debt Sustainability

Bank strategists warn the scale and speed of AI gains will determine monetary policy, labour market outcomes and the durability of public finances

By Nina Shah
Barclays Says AI-Driven Productivity Will Shape Interest Rates, Jobs and Debt Sustainability

Barclays strategists argue that the economic effects of artificial intelligence extend beyond technology stock valuations to influence productivity, monetary policy, employment and public debt dynamics. While markets appear to have priced in strong AI-related earnings growth, the bank cautions that evidence of broad-based productivity gains remains mixed and that policy responses will be complex.

Key Points

  • AI-driven productivity gains are central to determining monetary policy settings, labour market outcomes and public debt paths; impacts extend beyond technology equity valuations.
  • Markets appear to price strong future earnings from AI, but recent tech stock volatility shows investors seek evidence of economy-wide productivity gains.
  • If sustained, higher productivity could ease U.S. public debt burdens and allow stronger growth without fueling inflation - but policy makers require robust, timely evidence.

Barclays strategists state that artificial intelligence has the potential to reconfigure key macroeconomic variables - not only the fortunes of technology shares but also the trajectory of interest rates, labour markets and public debt. In a note led by Christian Keller, the team emphasised that productivity now occupies a central role in assessing AI's economic impact.

“Productivity is now pivotal,” the strategists wrote, and they added that how much and how fast AI lifts productivity growth “is no longer just a matter for tech equity valuations, but will determine monetary policy, employment and debt sustainability.”


Market expectations and equity valuations

According to Barclays, market prices already reflect significant expectations of AI-driven productivity improvements. Equity valuations, particularly in the technology sector, imply robust future earnings growth tied to anticipated productivity gains. However, recent swings in major technology stocks indicate investors are seeking concrete signs that those gains are materialising across the economy.

The strategists noted that the core question for earnings growth is whether AI generates productivity improvements beyond the tech sector: "AI not only needs to provide gains within the tech space itself, but must turn into the General Purpose Technology (GPT) that transforms an entire economy," they said.


Macro implications if productivity rises

If AI unfolds as a sustained boost to productivity, Barclays argues the consequences would be broad. Higher potential growth could alleviate pressures on public debt by keeping debt burdens more manageable without immediate fiscal consolidation. In the near term, stronger productivity could also allow growth to run higher without triggering inflationary pressures, with implications for the future path of monetary policy.

The strategists highlighted that the incoming U.S. Fed chair, Kevin Warsh, is perceived as dovish on interest rates and may have leeway to look through short-term data while anticipating higher productivity. Still, the bank cautioned that such forward-looking judgement needs empirical support.


Evidence remains mixed and measurement is difficult

Barclays pointed out that recent data indicate productivity running above pre-COVID levels, but these measures are volatile and hard to interpret in real time. The anecdotal record on AI's effects is mixed: some companies report cost savings and higher output from AI deployment, while academic and industry studies have documented limited success rates for generative AI pilots and, in some instances, productivity setbacks on particular tasks.

Because of this uneven evidence, the strategists urged caution about assuming rapid economy-wide gains. They stressed that translating AI developments into a genuine General Purpose Technology requires broader, sustained improvements across sectors.


Policy response and potential near-term trade-offs

Even if a productivity upswing is beginning, Barclays warned that the policy response will not be simple. Investment tied to AI could initially boost demand and, consequently, inflation, before the full supply-side benefits of higher productivity are realised. The strategists echoed comments by Fed Vice Chair Jefferson, who said that “even if AI ultimately succeeds in greatly enhancing the productive capacity of the economy, a more immediate increase in demand associated with AI-related activity could raise inflation temporarily, absent offsetting monetary policy actions.”

Barclays added that stronger productivity growth could, marginally, support a slightly looser Federal Reserve stance after extensive debate and analysis. At the same time, the team argued that expecting the incoming Fed chair to disregard incoming data and embark on a substantive rate-cutting cycle based on "some unsubstantiated hopes of future AI-led productivity" is "a hallucination."


Conclusion

Barclays' note frames AI's economic impact as contingent on measurable gains to productivity outside the technology sector. Markets have price signals reflecting lofty expectations, but empirical evidence is uneven and policy makers face potential short-term trade-offs between demand-driven inflation and longer-term supply gains. The strategists underline that credible, sustained data demonstrating broad productivity improvements will be necessary before monetary policy and fiscal assumptions are materially adjusted.

Risks

  • Productivity measures are volatile and difficult to interpret in real time, complicating policy decisions - this affects central bank actions and financial markets.
  • Evidence on AI's benefits is mixed: some firms report gains while studies show limited success and occasional task-level setbacks, creating uncertainty for investors and employers.
  • AI-related investment could initially raise aggregate demand and inflation before supply-side productivity gains materialise, posing a near-term challenge for monetary policy.

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