Economy February 13, 2026

Bank of Russia trims key rate by 50 basis points to 15.5% as growth cools

Central bank says further cuts will depend on inflation trajectory; baseline average rate set at 13.5%-14.5% for 2026

By Priya Menon
Bank of Russia trims key rate by 50 basis points to 15.5% as growth cools

The Bank of Russia lowered its policy rate by 50 basis points to 15.5% on Friday, aiming to support an economy that has slowed after earlier aggressive rate hikes. Officials said future adjustments will hinge on whether the recent easing in inflation is sustained and on the behaviour of inflation expectations, while projecting an average key rate in the 13.5%-14.5% range for 2026.

Key Points

  • Bank of Russia cut its policy rate by 50 basis points to 15.5% - impacts monetary policy and financial conditions.
  • Future rate moves will depend on the sustainability of the inflation slowdown and the dynamics of inflation expectations - relevant to inflation-sensitive sectors and markets.
  • Growth forecasts are modest: government expects 1.3% this year (after 1.0% in 2025); central bank sees 0.5-1.5% for the year - affecting domestic demand and business investment.

Summary: The Bank of Russia reduced its key interest rate by 50 basis points to 15.5% on Friday as it seeks to bolster an economy that has cooled after previous monetary tightening. Officials emphasised that any additional cuts will be contingent on continued disinflation and the evolution of inflation expectations, and set a baseline outlook for an average key rate of 13.5%-14.5% in 2026.

In the run-up to the decision, just eight of 24 analysts surveyed predicted a 50-basis-point easing, underscoring limited market consensus about the timing and scale of rate relief. The central bank framed its next moves as conditional, saying: "The Bank of Russia will assess the need for a further key rate cut at its upcoming meetings depending on the sustainability of the inflation slowdown and the dynamics of inflation expectations."

The bank also provided a medium-term reference for monetary policy, stating that "The baseline scenario assumes the average key rate to be in the range from 13.5% to 14.5% per annum in 2026," and added: "This means that monetary conditions will remain tight." That guidance signals a move toward looser policy from current levels, while still keeping rates restrictive by the bank's assessment.

On activity, the bank noted the economy had shown substantial resilience to Western sanctions over the first three years of the conflict in Ukraine but then "slowed down sharply last year after the central bank hiked the key rate to fight inflation." The government projects growth of 1.3% this year, after 1.0% in 2025, while the central bank expects growth of 0.5-1.5% this year.

Officials highlighted a reduction in the economy's excess pace relative to a balanced path, saying: "The upward deviation of the Russian economy from a balanced growth path is decreasing." They also warned that "Growth in domestic demand will moderate in the coming months. Business sentiment demonstrates the same expectations."

The combination of a rate cut, conditional guidance on future easing, and relatively modest growth forecasts frames a cautious monetary stance as the bank balances support for activity with vigilance on inflation and expectations.

Risks

  • Sustainability of the recent inflation slowdown is uncertain - this could keep monetary settings tighter for longer and affect the banking and credit markets.
  • Shifts in inflation expectations could limit the central bank's ability to ease policy further - this presents downside risk to consumer-facing sectors if rates stay elevated.
  • Moderation of domestic demand and weakening business sentiment could weigh on manufacturing, services, and investment-led sectors.

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