Earnings Call Transcripts

Access detailed transcripts and key takeaways from company earnings calls

All Earnings Calls

RY December 3, 2025

RBC 2025 Fourth Quarter Earnings Call - Raising ROE Target Amid Record Earnings and Strategic AI Investment

Royal Bank of Canada closed 2025 with record Q4 adjusted earnings of CAD 5.5 billion and a robust return on equity (ROE) of 17.2%, signaling confidence to raise their medium-term ROE target to 17%+. T...

  • RBC reported record Q4 adjusted earnings over CAD 5.5 billion, marking a strong finish to 2025 with a 16.8% ROE in the quarter and a full-year ROE of 16.3%.
  • The bank raised its medium-term return on equity target from 16%+ to 17%+, reflecting confidence in improved revenue productivity and cost efficiencies.
  • Dividend increased by CAD 0.10 (6%) and CAD 1 billion of share buybacks were completed in Q4, highlighting strong capital return strategies.
  • +15 more takeaways
CXM December 3, 2025

Sprinklr Q3 FY2026 Earnings Call - Evident Early Progress in Transformation and Bear Hug Initiative Sparks Optimism

Sprinklr reported third quarter fiscal 2026 revenue growth of 9% year-over-year to $219.1 million, with subscription revenue up 5% to $190.3 million. The company emphasized its ongoing transformation ...

  • Q3 total revenue grew 9% year-over-year to $219.1 million; subscription revenue grew 5% to $190.3 million.
  • Non-GAAP operating income was $33.5 million with a 15% operating margin for the quarter.
  • New CFO Anthony Coletta and Chief Product Officer Karthik Suri joined, completing major leadership changes.
  • +12 more takeaways
DLTR December 3, 2025

Dollar Tree Q3 2025 Earnings Call - Multi-Price Strategy Drives Comp Growth and Margin Expansion Amid Traffic Challenges

Dollar Tree reported a strong third quarter for fiscal 2025, with comparable sales increasing 4.2% and adjusted EPS surpassing expectations at $1.21. The company highlighted the success of its multi-p...

  • Dollar Tree achieved a 4.2% comparable sales increase in Q3 2025, exceeding guidance with a 12% rise in adjusted EPS to $1.21.
  • Traffic was slightly negative in the quarter, largely due to internal restickering initiatives and broader retail softness, not customer pushback on pricing.
  • Multi-price assortment strategy is a key growth and profitability driver, now representing roughly 25% of Halloween sales and significantly higher margin per unit.
  • +7 more takeaways
YB December 3, 2025

Yuanbao Inc. Q3 2025 Earnings Call - AI-Driven Growth Propels Record Revenue and Profitability

Yuanbao Inc. marked another quarter of robust performance with total revenue jumping 33.6% year-over-year to RMB 1.16 billion and net income soaring 51.3% to RMB 370 million. This growth story isn't j...

  • Yuanbao achieved a 33.6% YoY revenue increase to RMB 1.16 billion and a 51.3% increase in net income to RMB 370 million in Q3 2025.
  • The company posted its 13th consecutive profitable quarter, with cash reserves rising 82.3% YoY to RMB 3.75 billion.
  • New policy sales surged 41.8%, reaching 8 million in the quarter, driven by enhanced AI and data analytics improving customer targeting and product design.
  • +7 more takeaways
WDH December 3, 2025

Waterdrop Q3 2025 Earnings Call - AI Integration Drives Robust Growth and Efficiency Gains

Waterdrop delivered a strong third quarter in 2025, with total revenue up 38.4% year-over-year to CNY 975 million, driven largely by a 44.8% surge in insurance business revenues. The company's net pro...

  • Waterdrop's total revenue for the first nine months of 2025 reached CNY 2.57 billion, a 23.1% year-on-year increase.
  • Net profit attributable to ordinary shareholders rose sharply by 51.9% to approximately CNY 410 million, marking 15 consecutive profitable quarters.
  • The insurtech business grew operating profit by 44.3%, driven by full AI integration enhancing underwriting, marketing, and risk control.
  • +13 more takeaways
OKTA December 2, 2025

Okta Q3 FY26 Earnings Call - Strong Quarter Driven by AI Agent Security Innovation and Platform Consolidation

Okta reported a solid Q3 FY26, fueled by strong performances in workforce upsells, notably with new products like Okta Identity Governance, and a surge in interest around securing AI agents. CEO Todd ...

  • Okta delivered a strong Q3 FY26 with solid revenue growth driven by large customer momentum and workforce upsells.
  • New products like Okta Identity Governance and AI agent security solutions significantly contributed to results and appear as major growth drivers.
  • AI security is emerging as a critical identity challenge; Okta positions itself as the essential identity layer for securing AI agents.
  • +12 more takeaways
AEO December 2, 2025

American Eagle Outfitters Q3 2025 Earnings Call - Robust Aerie Growth and Raised Q4 Outlook Amid Tariff Challenges

American Eagle Outfitters posted a strong third quarter in 2025 with record revenues of $1.4 billion, a 6% increase year-over-year, and earnings per share rising 10% to $0.53 on adjusted basis. Key dr...

  • American Eagle delivered record Q3 revenue of $1.4 billion, up 6% over last year, with adjusted EPS of $0.53 increasing 10%.
  • Aerie led growth with an 11% comp increase driven by broad strength across intimates, apparel, sleepwear, and Offline activewear.
  • American Eagle brand comp improved sequentially to 1%, led by denim and men's categories showing accelerating momentum.
  • +12 more takeaways
CRWD December 2, 2025

CrowdStrike Fiscal Q3 2026 Earnings Call - AI-Driven Demand Accelerates Platform Consolidation and Record Growth

CrowdStrike delivered a record Fiscal Q3 2026 driven by accelerating AI adoption, robust customer demand, and broad platform expansion. The company reported net new ARR of $265 million, a 73% year-ove...

  • Record Q3 net new ARR was $265 million, growing 73% year-over-year, surpassing expectations by over 10%.
  • Ending ARR reached $4.92 billion, accelerating to 23% year-over-year growth.
  • Free cash flow hit a record $296 million, representing 24% of revenue, with operating income at an all-time high of $265 million (21% margin).
  • +17 more takeaways
GTLB December 2, 2025

GitLab Q3 FY26 Earnings Call - Launching Duo Agent Platform to Solve AI Paradox and Expand Beyond Seat-Based Model

GitLab delivered a strong Q3 FY26 with 25% revenue growth to $244 million and an 18% non-GAAP operating margin, surpassing guidance. CEO Bill Staples emphasized GitLab’s strategic shift towards integr...

  • GitLab reported Q3 FY26 revenue of $244 million, a 25% year-over-year increase, exceeding guidance.
  • Non-GAAP operating margin for Q3 reached 18%, 5 points above guidance, reflecting operational efficiency.
  • CEO Bill Staples highlighted GitLab’s Duo Agent Platform nearing general availability to integrate AI across the software lifecycle.
  • +12 more takeaways
PSTG December 2, 2025

Pure Storage Q3 FY26 Earnings Call - Exceeding Hyperscale Shipments and Raising Fiscal Guidance

Pure Storage posted a strong Q3 FY26, with revenue soaring 16% to $964 million and operating profit up 17% to a record $196 million, driving operating margins above 20%. The company exceeded its annua...

  • Pure Storage achieved $964 million in Q3 revenue, up 16% year-over-year, and a record $196 million operating profit with 20.3% margin.
  • The company exceeded its annual hyperscale shipment target of 2 exabytes by end of Q3 and expects continued growth in Q4 and FY27.
  • Enterprise momentum is strong, driven by Evergreen One subscription model and Fusion-enabled Purity OS platform enhancing data management.
  • +12 more takeaways