Currencies February 12, 2026

World Liberty Financial to Introduce World Swap FX Remittance Service

Crypto venture tied to the Trump family outlines plans for lower-fee foreign exchange and debit-card connectivity

By Leila Farooq
World Liberty Financial to Introduce World Swap FX Remittance Service

World Liberty Financial, a crypto venture associated with the Trump family, announced plans to launch World Swap, a foreign exchange and remittance platform that aims to connect users directly to debit cards and bank accounts worldwide and to settle cross-currency transfers at significantly lower fees. Company co-founder Zak Folkman disclosed the rollout at the Consensus Web 3 event in Hong Kong and highlighted recent lending volumes on the firm's USD1 stablecoin-backed lending platform.

Key Points

  • World Liberty Financial announced plans to launch World Swap, a foreign exchange and remittance platform it says will offer simplified cross-border transfers and lower fees.
  • At the Consensus Web 3 event in Hong Kong, co-founder Zak Folkman said the firm aims to connect users directly to debit cards and bank accounts globally and settle remittances at "a fraction of" competitors' charges.
  • World Liberty Markets, the company’s lending platform tied to its USD1 stablecoin and launched four weeks earlier, has recorded $320 million in lending and over $200 million borrowed; the firm’s growth has been linked to a rise in income for the Trump Organization, as reported in October.

HONG KONG, Feb 12 - World Liberty Financial, a crypto venture backed by members of the Trump family, said on Thursday it will introduce a foreign exchange and remittance service called World Swap that the company says will simplify cross-border transfers and cut costs for users.

Speaking at the Web 3 event Consensus in Hong Kong, Zak Folkman, co-founder of World Liberty, described the scale of the foreign exchange market and framed the new product as an answer to what the firm sees as heavy fees levied by existing providers. "There’s over $7 trillion of money moving around the world from currency to currency, and all of this has been taxed very heavily by the incumbent players," Folkman said.

World Liberty has said World Swap will enable direct connections to debit cards and bank accounts around the globe and will settle foreign exchange remittances for what the company describes as "a fraction of" the fees charged by competitors. The announcement positions the new product as an attempt to drive lower-cost, more direct settlement paths for cross-border transfers.

Folkman also updated the audience on the firm’s recent activity around its USD1 stablecoin. He said World Liberty Markets - the company’s lending platform, which launched four weeks ago as part of a push to expand use of the stablecoin - has recorded $320 million in lending and more than $200 million borrowed.

Separately, earlier reporting in October noted that World Liberty fuelled a sharp increase in income for the Trump family business, known as the Trump Organization, including receipts from foreign entities during the first half of the previous year. That growth has drawn scrutiny from government ethics experts, who say the expansion of the Trump family’s crypto initiatives poses a conflict of interest while Donald Trump oversees U.S. crypto policy. The White House has denied that any such conflicts exist.


Context and implications

World Liberty’s move ties product innovation in crypto payments and stablecoin usage to broader questions about business relationships and public office. The firm is pitching World Swap as a low-fee alternative to incumbent foreign exchange and remittance providers while highlighting growing on-platform lending activity tied to its stablecoin.

Details on timing and regulatory clearances for World Swap were not provided beyond the company’s statement that the platform will be launched "soon."

Risks

  • Claims about substantially lower fees are company assertions and have not been independently verified in the announcement - this creates uncertainty for consumers and market participants interested in World Swap.
  • Ethics and conflict-of-interest concerns have been raised regarding the expansion of the Trump family’s crypto initiatives while the individual associated with the family oversees U.S. crypto policy; this could lead to heightened regulatory or political scrutiny.
  • The company has not provided detailed timing or regulatory details for the World Swap rollout - deployment and compliance challenges could affect the platform’s launch and operations.

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