Currencies July 24, 2026 02:12 PM

Canadian dollar eases as crude retreats and markets eye Fed decision

Loonie slips after oil backs off recent highs and traders position ahead of next week's U.S. central bank announcement

By Sofia Navarro
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The Canadian dollar weakened versus the U.S. dollar as oil prices fell from earlier gains and investors awaited the Federal Reserve's upcoming interest rate decision. The currency traded lower on the day and posted a weekly loss after renewed trade tensions and shifting commodity dynamics influenced market sentiment.

Canadian dollar eases as crude retreats and markets eye Fed decision
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Key Points

  • The Canadian dollar traded 0.1% lower at 1.4095 per U.S. dollar, reaching an intraday low of 1.4114, its weakest since July 14.
  • The loonie fell 0.5% over the week, reversing two weeks of gains amid U.S. tariff threats and new tariff measures imposed on multiple trading partners.
  • Crude oil dropped 3.8% to $88.72 a barrel but remained on track for a substantial weekly gain due to disruptions in the Red Sea and tensions linked to the U.S.-Israeli conflict with Iran; strategists expect CAD moves to track oil, risk sentiment and trade news ahead of the Fed decision and May GDP data.

The Canadian dollar softened against the U.S. dollar on Friday as crude oil prices pulled back from recent advances and market participants positioned themselves ahead of next week’s Federal Reserve interest rate decision.

Late-session quotes showed the loonie trading 0.1% weaker at 1.4095 per U.S. dollar, equivalent to 70.95 U.S. cents. During the session the currency touched 1.4114, its weakest intraday level since July 14.

For the week, the Canadian dollar declined 0.5%, ending a two-week streak of gains. The weekly drop came after threats from the U.S. to impose 50% tariffs on a range of Canadian goods, a development that added to downside pressure on the currency.

On Friday the U.S. implemented new tariffs of 10% and 12.5% on imports from 60 trading partners, measures that included goods from the European Union and China.

Market strategists at Monex Europe noted that the loonie’s trajectory is likely to remain tied to movements in crude oil, broader risk sentiment and trade-related headlines as investors await next week’s Fed decision and upcoming May GDP data.

Oil, an important export for Canada, retreated 3.8% to $88.72 a barrel on the day. Despite the drop, the commodity was still set for a sizeable weekly gain, supported by worsening disruptions to energy flows through the Red Sea and concerns about possible escalation in the U.S.-Israeli conflict involving Iran.

Those developments in energy markets have influenced the global inflation outlook, contributing to stronger market expectations that the Federal Reserve may raise interest rates, potentially as soon as Wednesday.

Speculative positioning reflected increased pessimism on the Canadian dollar, with bearish bets on the currency rising to the highest level versus other major currencies.


Market context and implications

  • FX markets: The Canadian dollar's intraday weakness and the weekly decline highlight sensitivity to commodity prices and trade policy news.
  • Energy sector: Movements in crude oil continue to be a key driver for the loonie given Canada's role as a major energy exporter.
  • Monetary policy: Heightened expectations for near-term Fed tightening are influencing global rate-sensitive assets, including currencies.

Risks

  • Federal Reserve policy outcome - The timing and magnitude of any Fed rate move next week could alter rate expectations and currency valuations, affecting financial markets and rate-sensitive sectors.
  • Trade tensions and tariffs - U.S. tariff threats and newly imposed tariffs on goods from 60 trading partners create downside risk for trade-exposed sectors and the Canadian currency.
  • Oil price volatility - Fluctuations in crude driven by disruptions to energy flows and geopolitical concerns could transmit to Canada's export revenues and the loonie.

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