San Francisco, CA, USA — February 26th, 2026 - PACT, an on-chain credit and payments infrastructure protocol and the principal real-world-asset (RWA) protocol on Aptos, said today that its native token, $PACT, is now supported on major cryptocurrency exchanges including Kraken, MEXC, and Gate.
The exchange support marks a distribution milestone for PACT as it seeks to broaden access to its governance token and the broader ecosystem. PACT positions itself as an alternative to traditional RWA approaches by embedding the mechanics of credit - origination, servicing, repayments, covenants, waterfalls, and stablecoin settlement - directly into blockchain-based rails rather than merely tokenizing off-chain credit.
Technology and market positioning
PACT describes its technology as end-to-end, programmable credit infrastructure capable of handling the full lending lifecycle on-chain. The protocol is used by fintech lenders, asset managers, and financial institutions operating in emerging markets, and its stack is intended to support real-time cross-border stablecoin flows and high-frequency micro-loan origination.
Running on Aptos, PACT leverages the chain's low-latency, high-throughput architecture to enable rapid financial operations. According to the announcement, this architecture allows credit markets to function with increased speed, automation, and transparency compared with more fragmented and slower traditional processes.
The role of $PACT
The $PACT token is described as the protocol's main coordination and participation layer. It functions as the native governance asset for the PACT DAO, giving token holders the ability to propose, vote on, and implement protocol upgrades that shape the network's direction.
In addition to governance, $PACT is used to distribute ecosystem rewards, support community growth, and manage protocol revenue and treasury resources in a transparent manner. Staking is also a core utility cited in the announcement; staked tokens are intended to strengthen network security, align participant incentives, and allocate governance influence based on long-term commitment.
Co-Founder Zander Rafael is quoted in the release: "Being supported by major exchanges opens the door for more people to join PACT's community governance and contribute to the future of global credit markets. Every step like this brings us closer to a world where credit and financial access are open, transparent, natively on-chain, and available to everyone."
Reported traction and scale
The release lists several growth metrics PACT says it has achieved over the past year. These include:
- $1.9B+ in total loans originated on-chain through PACT-powered fintech partners
- Hundreds of thousands of embedded wallets created via PACT SDKs
- More than 2,000 loans originated per day
- Creation of end-to-end stablecoin payroll and credit flows
PACT frames these figures as evidence of global demand for programmable, on-chain financial systems and as demonstrations of how the protocol is making credit more accessible, transparent, and efficient.
Exchange listings and accessibility
With $PACT supported on Kraken, MEXC, and Gate, PACT says it will reach a broader global audience. The announcement highlights that these listings should make it simpler for users, partners, and developers to access and interact with the PACT ecosystem.
PACT positions the exchange support as reinforcement of its status as a leading protocol building foundational blockchain-powered financial systems. The company emphasizes that expanded exchange access aligns with its objective of growing community governance participation and enabling a wider set of actors to engage with on-chain credit markets.
About PACT
PACT develops core wallet, data, and payment rails intended to bring asset-based lending fully on-chain. Its infrastructure is presented as a bridge for fintechs and asset managers to access stablecoin capital, manage repayment flows, and scale cross-border lending operations.
PACT differentiates itself from projects that focus on wrapping large institutional loans by proving the model through high-frequency lending. The protocol claims to facilitate thousands of smaller loans daily through partner networks, reducing reliance on traditional intermediaries, lowering the cost of capital, and expanding access to credit. PACT also cites stablecoin adoption and the modernization of global lending as part of its mission.
Further information
Users can follow PACT on X, Telegram, Discord, Medium, and its website. Media contact listed in the announcement is Brady Nagel, Head of Marketing at PACT, with the provided contact email [email protected].
Note: The information presented here reflects the content of PACT's announcement regarding exchange support and the protocol's stated metrics and objectives.