Amsterdam, Netherlands - NOWPayments is positioning a new payout architecture as an alternative to the long-standing fee-for-service model used by payout providers. The company calls the offering Zero-Fee Ecosystem Payouts and frames it around the premise that partners should be able to earn alongside the payout provider rather than simply paying for every transfer.
The infrastructure delivers two central operational claims: transfers that settle within one second inside the NOWPayments environment, and zero service or network fees for transfers that remain within that ecosystem. Operationally, the system is underpinned by NOWPayments custody infrastructure and is integrated with ChangeNOW Pro wallets.
Recipient experience is simplified into an email flow. Instead of requiring recipients to create or configure wallets beforehand, the recipient receives a secure payout link via email. When that link is opened, a ChangeNOW Pro ecosystem wallet is automatically provisioned and the funds are accessible immediately. The company emphasizes the absence of traditional onboarding steps: no explicit wallet setup, no seed phrases and no onboarding friction, creating a payout interaction the company likens to sending an email rather than executing a conventional crypto transfer.
The announcement positions this capability as an extension of NOWPayments’ existing Mass Payouts infrastructure, which the firm already uses to support large-scale transfers through CSV and API integrations. The new ecosystem is framed as particularly suited to businesses that handle substantial monthly payout volumes and that can benefit from treasury simplification and faster internal settlement.
NOWPayments outlines a set of typical use cases where the new infrastructure could be applied:
- Affiliate and creator rewards
- Global payroll
- Partner settlements
- Treasury operations
- Marketplace payouts
The company quantifies a potential operational efficiency benefit for enterprises: for organizations processing more than 10,000 payouts per month, the ChangeNOW Pro ecosystem can reduce operational overhead by up to 70%. The stated drivers of this reduction include simplified treasury workflows, the elimination of payout setup friction and the enabling of instant ecosystem settlement.
Beyond the technology, NOWPayments describes a partnership-oriented commercial model for high-volume customers. Rather than offering only a tool, the firm says it provides treasury optimization, dedicated account management and revenue-focused payout advisory to enterprise partners. The package also includes 24/7 support with response times below 15 minutes, custom integration guidance and quarterly business reviews aimed at improving payout efficiency and partner earnings.
In a direct statement included with the release, NOWPayments CEO Kate Lifshits said: "We believe payout providers should stop making money only from their partners. For too long, businesses accepted payout fees as the price of moving money. We’re introducing a different approach - one where partners can earn together with NOWPayments while benefiting from faster infrastructure and zero-fee transfers. Payouts shouldn’t just cost businesses money. They should create value for them."
NOWPayments reports a broad asset reach and transaction scale for its platform: support for more than 350 cryptocurrencies and 30+ stablecoins, processing of over 30 million transactions monthly, and more than $10 billion in lifetime transaction volume. The company states that the new payout infrastructure is available to custody-enabled users across the NOWPayments ecosystem.
The product release highlights a focus on businesses that operate large payout volumes, affiliate networks, marketplaces and other platforms managing global user payments at scale. For such organizations, NOWPayments positions its offering as both a cost and workflow improvement: zero-fee internal transfers, instant settlement, and an advisory relationship aimed at unlocking additional revenue from payout activity.
Contact
Head of PR Alex Yar
NOWPayments
[email protected]