Cryptocurrency February 26, 2026

BTCC Reports 132% Reserve Coverage for February 2026 as BTCC Earn Tops 50 Million USDT in Subscriptions

Exchange discloses strong early demand for its flexible savings product while maintaining reserves above 100% since May 2025

By Hana Yamamoto
BTCC Reports 132% Reserve Coverage for February 2026 as BTCC Earn Tops 50 Million USDT in Subscriptions

BTCC said its new flexible savings product, BTCC Earn, has drawn over 10,000 users and more than 50 million USDT in subscriptions within two weeks of launch. The exchange also published its February 2026 Proof of Reserves showing a total reserve ratio of 132%, with coverage above 100% for all tracked cryptocurrencies.

Key Points

  • BTCC Earn attracted over 10,000 users and surpassed 50 million USDT in subscriptions within the first two weeks after launch, signalling demand for flexible stable-yield products - impacts crypto retail savings and exchange product offerings.
  • BTCC's February 2026 Proof of Reserves shows a total reserve ratio of 132% and indicates reserves have exceeded 100% every month since May 2025 - relevant to market confidence and capital protection in crypto markets.
  • Reserve coverage by asset varied in February: XRP 161%, ETH 150%, USDC 136%, ADA 136%, BTC 110%, USDT 113% - these differences may affect user perceptions across major cryptocurrencies.

LODZ, Poland, February 26, 2026 - BTCC, a long-running cryptocurrency exchange, reported brisk initial interest in its recently launched flexible savings product, BTCC Earn, and published its February 2026 Proof of Reserves (PoR) data.

According to the exchange, BTCC Earn, introduced earlier this month, has registered in excess of 10,000 users and accumulated more than 50 million USDT in total subscriptions during the first two weeks after launch. BTCC said the uptake illustrates elevated user demand for stable-yield offerings amid ongoing uncertainty in cryptocurrency markets.

Product features and promotional terms

BTCC Earn is presented as a flexible savings vehicle that pays up to 20% APY on USDT without imposing any lock-up period, enabling subscribers to access their funds at any time while earning a yield on idle assets. The exchange also outlined a time-limited welcome promotion: new users may claim a 300% APY on USDT through a two-day fixed-term product if they enroll within seven days of registering, subject to availability on a first-come, first-served basis. BTCC directs users to the BTCC Earn page for further details.

Proof of Reserves - February 2026

In conjunction with the product announcement, BTCC released its February 2026 PoR report. The exchange reported an aggregate reserve ratio of 132% for that month and noted that reserves have exceeded 100% every month since the feature was introduced in May 2025.

  • Bitcoin (BTC): 110%
  • XRP: 161%
  • Ethereum (ETH): 150%
  • USDT: 113%
  • USDC: 136%
  • Cardano (ADA): 136%

BTCC highlighted that XRP had the highest coverage ratio among tracked assets for February at 161%, and stated the figures demonstrate the exchange holds assets in excess of total user balances for each listed cryptocurrency. The full February 2026 data set is available on BTCC's Proof of Reserves page.

Context and company snapshot

The exchange framed its product launch and PoR disclosure as measures intended to offer users transparency about asset backing and additional options for deploying idle capital while market activity remains subdued. BTCC said these elements address increased emphasis on reserve transparency and capital protection among crypto users given challenging market conditions.

Founded in 2011, BTCC serves more than 11 million users in over 100 countries. The company lists its official website and social channel for more information, and provides press contact details for media inquiries.


Contact and further information

Official website: https://www.btcc.com/en-US
X: https://x.com/BTCCexchange
Contact: [email protected]

Risks

  • Ongoing uncertainty in cryptocurrency markets may affect demand for yield products and user behavior - this impacts retail crypto savings and exchange liquidity.
  • The 300% APY welcome offer is limited to new users who register and claim the product within seven days and on a first-come, first-served basis, meaning not all new registrants will necessarily access the promotion - this limits universal availability of the promotional rate.
  • Reserve coverage varies by asset, so while aggregate reserves exceed user balances, differences in coverage ratios across cryptocurrencies could influence user confidence in specific tokens.

More from Cryptocurrency

Pipe Network Releases SolanaCDN: Free, Open-Source Validator Client With Integrated Acceleration Feb 26, 2026 Token Tails Selected as Blockchain for Good Alliance’s Lead Incubation Project for 2025 Feb 25, 2026 21shares’ Spot SUI ETF (TSUI) Debuts on Nasdaq, Broadening U.S. Access to the Sui Network Feb 24, 2026 Bitcoin Drops Under $63,000 as Trade Policy Uncertainty and Large Holder Selling Pressure Markets Feb 24, 2026 Grey boosts business banking with USD corporate accounts and USDC stablecoin support Feb 23, 2026