Commodities May 28, 2026 06:32 AM

UBS Sees Path for Gold to Recover as Fed Tightening Concerns Ease

Bank trims year-end target but still expects prices to rise and eclipse prior record as central bank demand supports a floor

By Derek Hwang

Gold has declined by more than 16% since U.S. and Israeli strikes on Iran at the end of February. UBS says the metal could regain losses as fears that higher energy prices will force central banks into tighter policy subside later this year. The bank cut its year-end forecast to $5,500 per ounce from $5,900 but maintains an expectation that gold will climb from current levels and exceed its previous record near $5,400, supported by central bank purchases and a projected shift toward easier U.S. monetary policy.

UBS Sees Path for Gold to Recover as Fed Tightening Concerns Ease

Key Points

  • Gold has fallen more than 16% since U.S. and Israeli strikes on Iran at the end of February.
  • UBS cut its year-end gold forecast to $5,500 per ounce from $5,900 but still expects prices to rise and top the previous record near $5,400.
  • UBS projects central bank purchases of 200 to 250 metric tons in the second quarter, and anticipates Fed easing beginning with a December rate cut followed by further easing in March 2027.

Gold's recent slide and UBS's outlook

Gold has lost in excess of 16% of its value since U.S. and Israeli strikes on Iran at the end of February. In a client note, UBS said that the decline has been driven in part by market concerns that higher energy prices could force the Federal Reserve and other central banks to tighten policy, increasing the opportunity cost of holding non-yielding assets such as the precious metal.

Yields, correlation and price forecasts

Two-year U.S. Treasury yields have climbed by close to 60 basis points since the onset of the conflict, and UBS highlighted that the correlation between those short-term yields and gold has swung to around -0.6. That represents a marked reversal from a slightly positive correlation observed earlier in 2026.

The Swiss bank trimmed its year-end gold forecast to $5,500 per ounce from a prior $5,900, yet still expects prices to recover from current levels and to surpass the previous record high of roughly $5,400 per ounce.

Monetary policy path assumed by UBS

UBS set out a base case in which the Federal Reserve begins to ease policy later in the year, penciling in a rate cut at the Fed's December policy meeting followed by further easing in March 2027. The bank said that as the year progresses, evidence that higher energy prices have not produced large second-round effects would allow the Fed to adopt a more dovish tone.

Central bank demand as a support

The report also pointed to central bank buying as a support under gold prices. UBS projected that central banks would purchase between 200 and 250 metric tons in the second quarter, which the bank expects to help provide a floor to the market.

Outlook summary

Overall, UBS said it "remains positive on the outlook for gold," citing factors it views as medium-term supports: reserve diversification, elevated global debt burdens and the prospect of easier monetary policy. Those elements underpin the bank's expectation that gold will recover and move above its prior record.


Note: This article reflects the information and projections presented in the UBS client note described above. It does not introduce any additional forecasts or data beyond that communication.

Risks

  • Persistent or rising energy prices could maintain pressure on gold by keeping the Fed and other central banks in a tighter monetary stance - impacting fixed income and commodities-linked assets.
  • If two-year U.S. Treasury yields remain elevated or correlations change unfavorably, gold may not recover as UBS expects - affecting bullion markets and investors seeking safe-haven assets.
  • Central bank buying may be lower than UBS's projected 200-250 metric tons in Q2, which could remove a key source of support for prices - influencing global reserve management and demand in the bullion market.

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