Analyst Ratings February 25, 2026

UBS Moves IBM to Neutral, Citing More Balanced Risk-Reward After Recent Weakness

Analyst lift follows steep share declines in 2026; UBS highlights valuation and restrained infrastructure outlook amid AI-related mainframe concerns

By Leila Farooq IBM
UBS Moves IBM to Neutral, Citing More Balanced Risk-Reward After Recent Weakness
IBM

UBS upgraded International Business Machines Corp. (IBM) from Sell to Neutral and established a $236.00 price target, saying the company's risk-reward profile has become more balanced after a challenging stretch for the stock. The bank pointed to attractive valuation metrics alongside continued uncertainties tied to AI-driven pressures on IBM's mainframe and infrastructure business. Other brokerages have reiterated more bullish ratings while IBM pursues AI integrations and a voice-AI collaboration.

Key Points

  • UBS upgraded IBM from Sell to Neutral and set a $236.00 price target, citing a more balanced risk-reward profile.
  • Valuation metrics cited include roughly 18.5x UBS 2026 EPS estimate ($12.43), 17.5x 2027 estimate ($13.13), a current P/E of 20.6 and a PEG ratio of 0.27; UBS expects 3%-4% organic revenue growth over the next several years.
  • The move and commentary come amid a broader market debate over AI-driven threats to IBM’s mainframe and infrastructure business and as other brokerages maintain higher price targets and positive ratings.

UBS on Wednesday raised its rating on IBM to Neutral from Sell and assigned a price target of $236.00, saying the risk-reward equation for the stock has improved after a period of underperformance.

IBM shares have fallen 22% so far in 2026 and have lagged the S&P 500 by roughly 27% over the trailing 12 months, a slide UBS attributes to a run of uneven quarters in 2025 that weighed on investor confidence.

In its assessment UBS values IBM at approximately 18.5 times its 2026 earnings-per-share estimate of $12.43, and about 17.5 times its 2027 EPS forecast of $13.13. The company currently shows a reported price-to-earnings ratio of 20.6 and a notably low PEG ratio of 0.27, metrics UBS and other valuation indicators view as pointing to an attractive price relative to expected growth.

UBS expects IBM to generate organic revenue growth in the 3% to 4% range over the next several years. The bank also notes the stock yields roughly a 7% free cash flow return, a figure UBS says largely reflects market apprehension about competitive pressure to IBM’s Z vertically integrated mainframe platform from artificial intelligence across the broader software landscape.

Central to investor concern is whether AI-enabled translation of legacy COBOL applications could undermine demand for IBM’s infrastructure offerings. UBS, however, does not anticipate widespread mainframe disintermediation in the coming years. The bank points to factors it believes will sustain mainframe demand: strong customer stickiness, data sovereignty requirements, and a complex, vertically integrated stack that, UBS notes, provides quantum-safe encryption.

Given those considerations, UBS continues to model flat growth for IBM’s infrastructure segment even as it recognizes competitive risks stemming from AI-driven modernization tools.


Brokerage landscape and market reactions

Other firms have taken differing views. Jefferies has reaffirmed a Buy stance on IBM with a $370.00 price target, while Evercore ISI maintains an Outperform rating and a $345.00 target. Wedbush has also reiterated an Outperform rating and set a $340.00 price target, acknowledging competitive concerns from new AI-enabled COBOL modernization tools.

Those analyst positions and IBM’s strategy developments have intersected with market volatility. The stock experienced a roughly 13% decline after an announcement from Anthropic about an AI tool aimed at COBOL modernization, which prompted some investor worry over potential disruption to legacy systems. Following that drop, IBM’s share price recovered as analysts defended the resiliency of the mainframe business.


IBM partnerships and strategic moves

On the corporate development front, IBM disclosed a collaboration with Deepgram to add voice-AI capabilities to its watsonx Orchestrate offering. The partnership is designed to integrate Deepgram’s speech-to-text and text-to-speech technology, enabling more natural interactions with digital agents and expanding IBM’s AI product integration.

Taken together, the analyst commentary and partnership activity underscore IBM’s continued focus on marrying AI functionality with its mainframe and enterprise software footprint, even as the company navigates investor concerns about technological substitution.


Investor takeaway

UBS’s upgrade to Neutral and $236.00 target signals that, in its view, IBM’s current valuation and cash flow profile make the stock’s upside and downside more balanced than they were at lower ratings. At the same time, UBS and other analysts remain attentive to the evolution of AI-related competitive risks to IBM’s infrastructure and mainframe franchises.

Risks

  • AI-driven modernization tools that translate legacy COBOL code could pose competitive pressure to IBM’s Z mainframe platform and its infrastructure revenue - this impacts enterprise software, infrastructure and cloud-related sectors.
  • Market sensitivity to announcements about AI-enabled COBOL modernization has recently led to notable stock volatility, as seen in a roughly 13% drop following such an announcement - this affects investor sentiment in technology and enterprise IT markets.
  • Flat expected infrastructure growth and uncertainty over long-term mainframe demand introduce execution risk for IBM’s enterprise hardware and services businesses.

More from Analyst Ratings

B. Riley Starts Coverage on Angel Studios, Issues Buy Rating and $7 Target Feb 25, 2026 Raymond James Sticks With Strong Buy on American Tower After Q4 Beat and Updated Guidance Feb 25, 2026 KeyBanc Lowers Evolent Health Rating Citing Rising Leverage and Soft 2026 Guidance Feb 25, 2026 Raymond James Cuts FIS Price Target After Margin Shortfall; Shares Near 52-Week Low Feb 24, 2026 Texas Capital Starts Coverage on Angel Studios with Buy Rating and $6.50 Target Feb 24, 2026