Analyst Ratings February 23, 2026

TD Cowen Lowers ServiceTitan Price Target to $130, Cites Valuation Gap Despite Strong Fundamentals

Analyst keeps Buy rating ahead of expected upside in March earnings and optimistic fiscal 2027 guidance

By Hana Yamamoto TTAN
TD Cowen Lowers ServiceTitan Price Target to $130, Cites Valuation Gap Despite Strong Fundamentals
TTAN

TD Cowen trimmed its target for ServiceTitan to $130 from $160 while retaining a Buy rating, highlighting a valuation that it sees as disconnected from the company's underlying performance. The firm expects upside to guidance when ServiceTitan reports results on March 12, 2026, and projects fiscal 2027 revenue guidance above the Street consensus. Multiple other brokers have recently affirmed positive views or adjusted ratings, and a trades-focused customer has selected ServiceTitan as its core operations platform.

Key Points

  • TD Cowen reduced its price target to $130 from $160 but maintained a Buy rating, citing a disconnect between valuation and fundamentals.
  • TD Cowen expects about 17% upside versus guidance on the March 12, 2026 earnings report and anticipates fiscal 2027 revenue guidance above the Street consensus of 15%.
  • Other brokers have issued varied ratings and price targets, and Azureon selected ServiceTitan as its core platform across eleven locations, indicating growing market interest.

TD Cowen has reduced its price objective on ServiceTitan (NASDAQ:TTAN) to $130 from $160 but left its Buy rating unchanged, citing a valuation that the firm regards as misaligned with company fundamentals. At the time of the note, the stock was trading at $63.96, down 37.5% year-to-date and roughly 51% below its 52-week high of $131.33.

The firm expects ServiceTitan to post robust results when it reports quarterly earnings on March 12, 2026, and foresees upside of about 17% relative to the company's guidance. TD Cowen also highlighted weather-related factors, noting that severe winter conditions should help drive higher usage metrics for the platform.

Looking beyond the upcoming report, TD Cowen said it expects ServiceTitan's fiscal 2027 revenue guidance to come in above the Street consensus of 15%. The firm applied an implied valuation of roughly 5 times enterprise value to calendar year 2027 estimated sales as part of its assessment, and concluded there is a disconnect between the current market price and the company’s operating profile.

TD Cowen characterized ServiceTitan's addressable market as attractive and noted minimal risk from artificial intelligence to the business model, while projecting mid-20% range growth for the company.

Recent brokerage activity has reinforced investor focus on ServiceTitan. Freedom Capital Markets reported that the company exceeded both Freedom Broker estimates and consensus expectations across all major financial metrics, and reiterated a Buy rating with a $155.00 price target. Morgan Stanley upgraded the stock from Equalweight to Overweight, citing AI potential and lifting its price target to $131.00. KeyBanc maintained an Overweight rating and a $140.00 price target, pointing to increased interest in AI-driven automation among trades businesses. Goldman Sachs initiated coverage with a Neutral rating and a $117.00 price target, acknowledging ServiceTitan’s presence in a large, under-digitized market.

In operational developments, Azureon, a pool care service provider, has selected ServiceTitan as its core technology platform to standardize operations across eleven locations. Firm-level commentary said these developments point to growing confidence in ServiceTitan’s product and market opportunities.


What this means

  • TD Cowen reduced its price target to $130 while retaining a Buy rating, signaling valuation-driven caution despite expected near-term strength.
  • The firm anticipates roughly 17% upside to guidance when ServiceTitan reports on March 12, 2026, and expects fiscal 2027 revenue guidance above a 15% Street consensus.
  • Other broker actions range from reiterated Buy/Overweight ratings with higher price targets to a Neutral initiation, reflecting varied views on valuation and growth prospects.

Key points

  • Valuation focus - TD Cowen values the stock at about 5 times EV to CY2027 estimated sales and views the current market price as disconnected from fundamentals.
  • Near-term catalyst - Earnings on March 12, 2026 are expected to show upside versus guidance, supported by seasonal usage trends driven by severe winter weather.
  • Industry traction - Multiple brokerages have recently affirmed favorable views, and a trades-focused customer has adopted ServiceTitan as a central operations platform, underlining market interest in digital automation for trade services.

Risks and uncertainties

  • Valuation risk - The firm’s price-target cut underscores uncertainty around the stock's current valuation relative to projected sales multiples; this impacts investor returns if the valuation gap persists.
  • Execution sensitivity - Expected upside to guidance and above-consensus fiscal 2027 revenue guidance depend on near-term operating performance and the realization of usage trends tied to weather and customer behavior.
  • Analyst divergence - Recent broker actions include a range of ratings and targets, indicating differing assessments of AI potential, market penetration, and valuation that could translate to volatility in the stock’s trading.

Note: The article presents analyst price targets, ratings, and reported customer adoption as included in broker and company disclosures.

Risks

  • Valuation uncertainty - the lowered target reflects risk that the market price may not align with projected sales multiples.
  • Operational execution - upside to guidance and fiscal 2027 expectations depend on execution and customer usage trends, which may be influenced by weather and demand.
  • Analyst divergence - differing broker views on AI potential and market opportunity may contribute to stock price volatility.

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