Analyst Ratings February 12, 2026

Scotiabank trims T‑Mobile price target to $266, keeps Sector Outperform

Analyst hold reflects confidence in 5G-led growth and disciplined capital returns despite a modest downward target adjustment

By Sofia Navarro TMUS
Scotiabank trims T‑Mobile price target to $266, keeps Sector Outperform
TMUS

Scotiabank reduced its price target for T‑Mobile US (NASDAQ:TMUS) to $266.00 from $270.50 while retaining a Sector Outperform rating. The bank cited T‑Mobile’s 5G network, customer value proposition and service experience as core strengths supporting above-industry growth, and pointed to sizable shareholder return capacity and growth runway in business, rural and broadband segments. The update follows T‑Mobile’s fourth-quarter 2025 results that beat expectations but saw the stock slip in pre-market trading.

Key Points

  • Scotiabank cut its T‑Mobile price target to $266.00 from $270.50 but kept a Sector Outperform rating, signaling sustained bullish conviction despite the slight downgrade - sectors impacted include wireless telecommunications and capital markets.
  • The bank cites T‑Mobile’s 5G network, customer value and experience as core strengths that supported 7.3% revenue growth over the past year and a projected 9% Core Adjusted EBITDA CAGR from 2023-2027, outpacing peers - this affects telecom and broadband sectors.
  • T‑Mobile reported Q4 2025 results above estimates with EPS of $2.14 versus $2.04 expected and revenue of $24.33 billion versus $24.18 billion expected, although the stock declined in pre-market trading - relevant to investors and equity markets.

Scotiabank on Thursday adjusted its target share price for T‑Mobile US (NASDAQ:TMUS) down slightly to $266.00 from $270.50, while keeping a Sector Outperform recommendation. The revised target remains materially higher than the company’s current share price of $209.54 and implies substantial upside for the $231.95 billion telecom company.

In its note, the bank described T‑Mobile as an "industry juggernaut" and pointed to a strategy anchored in an advanced 5G network combined with strong customer value and experience. Scotiabank said that combination supports the company’s standing within the Wireless Telecommunication Services industry and underpins recent financial performance, including 7.3% revenue growth over the last twelve months.

Scotiabank highlighted what it called a "triple-threat differentiation" that, in the firm’s view, has allowed T‑Mobile to sustain industry-leading expansion. The bank cited a projected 9% Core Adjusted EBITDA compound annual growth rate for the 2023-2027 period, describing that pace as more than double that of T‑Mobile’s peers. It also pointed to the stock’s low historical volatility as evidence of a resilient business model, noting a five-year beta of 0.44.

The analysts identified explicit avenues for further growth, including under-penetrated segments such as business customers and rural markets, along with a rapidly growing broadband business. Scotiabank also flagged the carrier’s disciplined capital allocation framework, which it said includes up to an additional $50 billion in a return envelope through 2027. Those capital-return plans were cited as a reason the firm maintained its Sector Outperform rating despite lowering the price objective.

Separately, T‑Mobile reported fourth-quarter 2025 results that topped Street forecasts. The company posted earnings per share of $2.14 versus the expected $2.04, and revenue of $24.33 billion compared with an anticipated $24.18 billion. Despite the earnings and revenue beats, T‑Mobile’s stock fell in pre-market trading.

Scotiabank’s note and the company’s most recent quarterly report together underline the points investors and analysts are watching: network-led customer appeal, relative revenue momentum, operational profitability trajectories and the planned scope of shareholder returns. InvestingPro data cited in the bank’s update indicates the shares are slightly undervalued on a Fair Value basis, a view consistent with the maintained Sector Outperform stance and the revised target that remains well above current market levels.

Investors monitoring T‑Mobile’s path forward will be focused on execution in business and rural markets, the expansion of broadband offerings and the firm’s actual deployment of its stated capital returns through 2027. In the near term, market reaction to quarterly results and analyst guidance will continue to influence the stock’s price action.

Risks

  • Market sentiment risk - despite an earnings beat, the stock experienced a pre-market decline, indicating near-term volatility in the equity market for telecom stocks.
  • Execution risk in growth markets - Scotiabank identified business and rural segments and broadband as growth opportunities; realization of that growth depends on successful execution in those telecom sub-sectors.
  • Analyst-target adjustment - the modest reduction in the price target signals some revision to near-term expectations, which could influence investor expectations and trading activity in the wireless telecommunications sector.

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