Analyst Ratings February 20, 2026

Mizuho Lowers Floor & Decor Price Target to $72 After Q4 Comparable-Sales Shortfall

Analyst trims valuation while keeping Neutral; management flags transaction trends and winter weather as factors for fiscal 2026

By Nina Shah FND
Mizuho Lowers Floor & Decor Price Target to $72 After Q4 Comparable-Sales Shortfall
FND

Mizuho reduced its price target for Floor & Decor Holdings, Inc. (FND) to $72 from $76 and left its rating at Neutral after the retailer reported fourth-quarter comparable sales that fell short of Street estimates. Earnings matched Mizuho's model due to improved expense control. Management said transactions remain the key variable for fiscal 2026 and noted mixed recent trends affected by winter weather. Piper Sandler continued to rate the stock Overweight with an $80 target. The company is planning an investor day likely in November and has opened a new store and design center in Dearborn, Michigan.

Key Points

  • Mizuho cut its price target on Floor & Decor to $72 from $76 and kept a Neutral rating after Q4 comparable sales missed expectations.
  • Management said square footage per transaction looks stable and highlighted transactions as the largest variable for fiscal 2026; the company noted mid-single-digit transaction declines are embedded in the lower end of its guidance.
  • Piper Sandler reiterated an Overweight rating with an $80 price target; the company plans an investor day likely in November and recently opened a new warehouse store and design center in Dearborn, Michigan.

Mizuho reduced its price objective on Floor & Decor Holdings, Inc. to $72 from $76 on Thursday while maintaining a Neutral rating, following the flooring retailer's fourth-quarter results.

Comparable sales for the quarter missed consensus expectations, although reported earnings aligned with Mizuho's forecasts. The bank attributed the earnings beat relative to consensus to tighter control of operating expenses, which offset the comp-sales shortfall. Floor & Decor's shares rose in after-hours trading after the results were released.

Company management said that square footage per transaction appears to have stabilized and may be at or near a bottom. They emphasized that transactions - defined as the number of customer purchases - remain the most significant variable for the company looking toward fiscal 2026. The lower end of Floor & Decor's comparable-sales guidance assumes mid-single-digit percentage declines in transactions and allows for potential further deterioration in the market.

Management expressed cautious optimism about recent quarter-to-date trends, but noted an approximately 200 to 300 basis-point negative impact from winter weather that weighs on comparisons. The company had planned for a negative comparable-sales print in the first quarter before January produced a fractional 0.4% increase, indicating a modest improvement after several years of declines.

Floor & Decor said it intends to hold an investor day later this year, most likely in November, timed ahead of the rollout of its pro loyalty 2.0 program. The company also continues to expand its physical footprint: it recently opened a combined warehouse store and design center in Dearborn, Michigan. The new location is expected to employ roughly 50 associates in a mix of full-time and part-time roles, with an opening ceremony to be held in partnership with the Dearborn Chamber of Commerce.

Other sell-side activity noted in the reporting included Piper Sandler reaffirming an Overweight rating on the stock with an unchanged $80 price target, reflecting a more optimistic view of the company's prospects compared with Mizuho's Neutral stance.

Separately, analysis published on a professional research platform indicated that Floor & Decor appears undervalued at current prices, citing strong three-month returns even as year-to-date performance has faced headwinds. That research offering also provides expanded reports and additional analyst insights for investors seeking deeper coverage of FND.


Context and implications

The latest quarter underscores the sensitivity of Floor & Decor's near-term performance to transaction volumes and weather-related disruptions. While expense discipline helped preserve earnings relative to certain forecasts, the company and Mizuho highlighted the need for stability or improvement in customer transaction activity to support sales momentum into fiscal 2026.

Investor-facing events and loyalty-program enhancements are part of the company's stated strategy to drive pro customer engagement and revenue, with the investor day and pro loyalty 2.0 launch positioned as catalysts management will use to outline progress and initiatives.


Market reaction and outlook

Following the release of results and the accompanying commentary, the stock registered gains in after-hours trading. Analysts remain divided in tone: Mizuho moved to lower its valuation while maintaining a neutral posture, whereas Piper Sandler retained a more constructive Overweight rating and a higher $80 target.

Risks

  • Transaction volumes remain uncertain and are the primary driver of near-term comparable-sales performance, affecting retail and consumer discretionary sectors.
  • Weather-related disruptions - estimated to have reduced comps by roughly 200 to 300 basis points - can materially distort quarter-to-date trends and comparisons, impacting sales and inventory planning.
  • Potential further deterioration in market conditions could push transactions lower than current guidance assumptions, creating downside risk to revenue and margin expectations for the home improvement retail segment.

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