Analyst Ratings February 9, 2026

KeyBanc Lowers i3 Verticals Price Target to $30, Keeps Overweight After Mixed Q1 Results

Analyst trims valuation while pointing to SaaS momentum and updated guidance that includes inorganic contribution

By Maya Rios IIIV
KeyBanc Lowers i3 Verticals Price Target to $30, Keeps Overweight After Mixed Q1 Results
IIIV

KeyBanc reduced its price objective for i3 Verticals to $30 from $32 but maintained an Overweight rating after the company’s fiscal first-quarter report. The quarter showed a modest revenue beat and an EPS surprise, along with ARR growth and strong SaaS momentum, even as adjusted EBITDA missed estimates and margins deteriorated amid higher hosting costs. Other firms including DA Davidson and Benchmark continued to back the stock with Buy ratings and higher price targets.

Key Points

  • KeyBanc trimmed its price target for i3 Verticals to $30 from $32 but left its Overweight rating unchanged - impacting equity valuation and investor outlook in the software and fintech-related sectors.
  • i3 Verticals reported fiscal Q1 2026 results with EPS of $0.26 versus $0.24 expected (an 8.33% surprise) and revenue of $52.7 million versus $52.16 million forecast - relevant to investors tracking small-cap software earnings.
  • ARR rose 8.4% and management maintained organic ARR guidance of 8-10%, while SaaS organic growth commentary suggested continued growth above 20% through fiscal 2026 - a positive signal for the SaaS segment of the market.

KeyBanc lowered its price target on i3 Verticals (NASDAQ:IIIV) to $30.00 from $32.00, while retaining an Overweight rating on the shares.

The firm made the adjustment after i3 Verticals released fiscal first-quarter results that presented a mixed picture. Revenue came in slightly above consensus, while adjusted EBITDA landed marginally below Street expectations.

Among the reported metrics, annual recurring revenue (ARR) grew 8.4% during the quarter. i3 Verticals kept its organic ARR growth guidance for the year in the 8-10% range.

KeyBanc singled out the company’s Software as a Service - SaaS - performance as a notable positive. Commentary accompanying the results suggested that organic SaaS growth could remain north of 20% through fiscal year 2026.

The company raised its overall guidance, but KeyBanc observed that the updated outlook includes nine months of inorganic growth contribution, and that organic revenue growth was slightly lower than prior expectations.

On the headline numbers, i3 Verticals reported fiscal first-quarter earnings for 2026 that surpassed analyst estimates. The company posted earnings per share of $0.26, compared with a projected $0.24, representing an 8.33% surprise. Quarterly revenue totaled $52.7 million, versus the $52.16 million consensus, and represented a 1% increase year-over-year.

Despite the EPS and revenue beats, i3 Verticals faced pressure on profitability. The company experienced declining EBITDA margins and noted increased hosting costs during the period.

Following the earnings release, both DA Davidson and Benchmark reiterated Buy ratings on i3 Verticals, assigning price targets of $35 and $39, respectively. Those analyst actions were issued in the wake of the company’s report and emphasized the modest revenue growth the company delivered. The reaffirmed Buy ratings indicate continued analyst confidence despite the margin and cost challenges highlighted in the results.


What this means

The move by KeyBanc to lower its price target reflects a valuation adjustment even as the firm keeps a favorable rating. Investors and market participants will likely weigh the company’s strong SaaS growth and ARR expansion against margin headwinds and rising hosting expenses.

Risks

  • Declining EBITDA margins and higher hosting costs reported for the quarter may pressure profitability and cash flow - a near-term risk for equity performance in the company and peers in the SaaS and payments spaces.
  • Updated guidance includes nine months of inorganic growth contribution, indicating increased reliance on acquisitions for near-term revenue targets - this introduces execution and integration risk for investors and the software sector.
  • Slightly lower organic revenue growth despite an overall raised guidance could heighten investor concerns around sustained top-line momentum in a competitive software market.

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