Analyst Ratings February 18, 2026

Keefe Bruyette Lifts Redwood Trust Price Target After Mixed Quarter

Analyst boosts FY26-27 core EAD estimates and raises valuation benchmark while leaving Market Perform rating unchanged

By Sofia Navarro RWT
Keefe Bruyette Lifts Redwood Trust Price Target After Mixed Quarter
RWT

Keefe, Bruyette & Woods increased its price objective for Redwood Trust (RWT) to $7.00 from $5.75 and kept a Market Perform rating after the company's fourth-quarter 2025 results and management commentary. The firm raised its fiscal 2026 and 2027 core earnings available for distribution estimates to $1.00 and $1.10, respectively, and calculated tangible book value of $7.07 at quarter end. Shares reacted positively to the report, trading near tangible book and offering a double-digit dividend yield.

Key Points

  • Keefe, Bruyette & Woods raised its price target on Redwood Trust to $7.00 and left the Market Perform rating intact.
  • Fiscal 2026 and 2027 core earnings available for distribution were increased to $1.00 and $1.10, implying core ROTCE of 14% and 14.9%, respectively.
  • Redwood reported a mixed fourth-quarter 2025: EPS of $0.13 missed estimates by 13.33%, while revenue of $87.2 million beat forecasts by 16.83%; shares climbed about 20% following the release.

Keefe, Bruyette & Woods has raised its price target on Redwood Trust stock (NYSE: RWT) to $7.00 from $5.75 while maintaining a Market Perform rating.

The firm increased its estimates for core earnings available for distribution to $1.00 for fiscal year 2026 and $1.10 for fiscal year 2027, up from prior forecasts of $0.80 and $0.85, respectively. Those revisions followed what the firm described as a strong quarterly result and favorable commentary from management on operating trends through the start of the current quarter.

Keefe calculated a tangible book value of $7.07 at the quarter end. On the basis of its new price target, the $7 objective corresponds to roughly 1x tangible book value, compared with about 80% of tangible book value under the prior target. At the time of the report, shares were trading at approximately 94% of tangible book value and were trading higher after the earnings release, having risen roughly 20% on the news. The stock also offers about a 10% dividend yield.

The updated core earnings estimates imply core return on tangible common equity of approximately 14% for fiscal 2026 and 14.9% for fiscal 2027 under Keefe’s model.

The company’s most recent quarterly results were mixed. Redwood Trust reported fourth-quarter 2025 earnings per share of $0.13, which missed the $0.15 expectation by 13.33%. Revenue, however, came in at $87.2 million, beating the $74.64 million forecast and producing a positive surprise of 16.83%.

Keefe’s upward revision to earnings available for distribution and the higher price target were noted alongside the revenue beat and management’s positive comments on operating momentum. Analysts’ forecasts referenced by the firm indicate expectations for net income growth this year despite the company not having posted a profit over the prior twelve months.

No recent analyst upgrades or downgrades were reported for Redwood Trust by other firms in connection with the release. Investors assessing the company will likely weigh the mixed quarterly results — an EPS shortfall contrasting with a revenue beat — together with the updated estimates and the valuation implied by the new $7 target.


Context for investors

  • Price target raised to $7.00 from $5.75 while Market Perform rating is unchanged.
  • Fiscal 2026 and 2027 core EAD estimates increased to $1.00 and $1.10 from $0.80 and $0.85.
  • Quarterly EPS missed expectations while revenue exceeded forecasts; shares rose about 20% after the report.

Risks

  • Earnings per share for the quarter missed estimates, highlighting potential volatility in reported profitability that could affect investor sentiment - relevant to equity investors and the REIT sector.
  • The company was not profitable over the prior twelve months despite analyst expectations for net income growth, indicating ongoing earnings uncertainty - relevant to balance-sheet and credit assessments in financial and mortgage REIT markets.
  • Analyst coverage has not produced recent upgrades or downgrades from other firms, which may limit the flow of third-party reassessments and could increase reliance on a small set of forecasts - relevant to market liquidity and pricing transparency for the stock.

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