Analyst Ratings February 19, 2026

Cantor Fitzgerald Sticks with Overweight on Remitly After Strong Q4 Results

Beating revenue and profitability targets, Remitly also names new CEO and sets preliminary 2026 targets ahead of Investor Day

By Ajmal Hussain RELY
Cantor Fitzgerald Sticks with Overweight on Remitly After Strong Q4 Results
RELY

Cantor Fitzgerald maintained an Overweight rating and a $17.00 price target on Remitly Global Inc. after the company reported fourth-quarter revenue and adjusted EBITDA that beat Street estimates. The stock jumped on the results and guidance, the company named Sebastian J. Gunningham as CEO, and preliminary targets for 2026 point to mid-teens revenue growth and stronger adjusted EBITDA.

Key Points

  • Remitly beat fourth-quarter estimates: $442M revenue versus $428M expected and $89M Adjusted EBITDA versus $52M expected - impacts fintech and payments sectors.
  • Company reported GAAP net income of $41M in the quarter, versus a Street estimate of $3M and a loss of $6M in Q4 2024 - relevant to equity markets and investor sentiment.
  • Leadership change with Sebastian J. Gunningham named CEO while co-founder Matt Oppenheimer remains chairman; company provided stronger-than-expected guidance for Q1 and fiscal 2026 and outlined growth targets through 2028.

Cantor Fitzgerald reiterated an Overweight rating and a $17.00 price target on Remitly Global Inc (NASDAQ:RELY) after the company reported fourth-quarter results that topped analyst expectations.

Shares climbed to $17.58, a 34% increase from the prior close of $13.08, although InvestingPro data cited in the report shows the stock remains nearly 28% below its level from six months earlier.

For the fourth quarter, Remitly reported revenue of $442 million, above the Street consensus of $428 million. Adjusted EBITDA for the period came in at $89 million versus a Street forecast of $52 million. The company also recorded GAAP net income of $41 million for the quarter; analysts had been looking for $3 million, and the company reported a GAAP loss of $6 million in the fourth quarter of 2024.

Management's guidance for the first quarter and for fiscal 2026 was also cited as exceeding Street and Bloomberg expectations.

In corporate leadership news, Remitly announced that Sebastian J. Gunningham will take over as chief executive officer. Co-founder Matt Oppenheimer will remain as chairman of the board and will advise Gunningham during a transition period.

Cantor Fitzgerald noted that thematic concerns including immigration policy and stablecoins have pressured the shares recently. The firm signaled an expectation that shares would move higher on Wednesday following the results.


Additional disclosures from the company and analysts were included in updates released alongside the results. Remitly said it exceeded both revenue and Adjusted EBITDA guidance for the fourth quarter and for full-year 2025. The company also published preliminary financial targets for 2026, projecting revenue growth in the high teens and forecasting Adjusted EBITDA in the range of $300 million to $320 million - a midpoint that implies more than 30% growth versus the prior period.

Citizens increased its price target on Remitly to $22.00 from $20.00 while maintaining a Market Outperform rating, citing improved Adjusted EBITDA margins. Separately, Cantor Fitzgerald had initiated coverage on Remitly with an Overweight rating and a $17.00 price target, citing the firm's potential to capture additional share in the digital remittance market.

Citizens reiterated its Market Outperform stance and highlighted Remitly's positioning despite the recent market headwinds noted by analysts.

These announcements coincided with Remitly's Investor Day, where the company laid out growth targets through 2028 and discussed plans to extend its strategy beyond its core remittance business.

Taken together, the quarter's outperformance, upgraded analyst targets, new executive leadership, and preliminary 2026 guidance form the core developments investors and market participants are weighing as Remitly moves forward.

Risks

  • Policy and regulatory commentary - Cantor Fitzgerald highlighted immigration policy as a thematic concern that has weighed on shares, affecting remittance-focused fintech firms and cross-border payments.
  • Stablecoin-related concerns - Analysts flagged stablecoins among factors pressuring the stock, a risk for digital payments infrastructure and related market participants.
  • Market volatility despite beats - Although results and guidance exceeded expectations, shares remain materially below six-month levels, underscoring potential near-term market sensitivity in the fintech and payments sectors.

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