Analyst Ratings February 11, 2026

BMO Cuts Harley-Davidson Price Target, Keeps Outperform as Reset Actions Weigh on Guidance

Analyst trims target to $24 following conservative 2026 guidance tied to channel adjustments and HDFS ramp delays

By Hana Yamamoto HOG
BMO Cuts Harley-Davidson Price Target, Keeps Outperform as Reset Actions Weigh on Guidance
HOG

BMO Capital reduced its 12-month price target on Harley-Davidson to $24 from $30 while maintaining an Outperform rating after the motorcycle maker issued initial 2026 guidance below expectations. The downgrade reflects several strategic reset actions - including channel right-sizing, a slower roll-out at Harley-Davidson Financial Services, and dealer network changes - even as management signals $150 million in operational savings and an affordability focus ahead of a new strategic plan.

Key Points

  • BMO lowered its price target on Harley-Davidson to $24 while maintaining an Outperform rating, reflecting lower-than-expected 2026 guidance.
  • Strategic reset actions cited by the analyst include channel right-sizing, a slower ramp at Harley-Davidson Financial Services (HDFS), and measures to bolster dealers; management referenced $150 million in operational savings and an affordability focus ahead of a May strategic plan.
  • Financial results showed a significant EPS miss in Q4 2025 (-2.44 vs. -1.06 expected) while revenue slightly beat forecasts ($496.0 million vs. $486.61 million), intensifying investor scrutiny of near-term execution.

BMO Capital Markets lowered its price objective on Harley-Davidson (NYSE:HOG) to $24.00 from $30.00 on Wednesday, but left its rating at Outperform. At the time of the note, Harley-Davidson shares were trading near $20.43, carrying a reported price-to-earnings ratio of 7.24.

The analyst action follows the company's initial guidance for 2026, which BMO's Tristan M. Thomas-Martin described as coming in "well below expectations." That shortfall, according to the note, is driven by a set of deliberate reset measures the company is executing.

Those measures, as described by the analyst and cited by the company, include ongoing channel right-sizing, a more measured ramp-up at Harley-Davidson Financial Services (HDFS), and a series of initiatives intended to strengthen the dealer network. Management has not provided extensive detail ahead of a new strategic plan scheduled for release in May, but it did highlight an expected $150 million in operational savings and a directional emphasis on affordability.

Analyst consensus is mixed. The aggregated recommendation stands at 2.4 on the scale used, with price targets from the analyst community spanning $18 to $32. Despite the trimmed target from BMO, the firm maintained a positive stance on the name, arguing that reversing some prior strategic choices is a reasonable course for the company.

Harley-Davidson also reported fourth-quarter 2025 financial results that further complicated investor sentiment. The company delivered earnings per share of -2.44, which missed expectations of -1.06 by a large margin. That represented a surprise of -130.19% versus the consensus EPS estimate. Revenue, however, came in slightly above projections at $496.0 million compared with an expected $486.61 million.

The earnings shortfall was substantially larger than analysts had anticipated and is a principal contributor to current investor concern. At the same time, modestly stronger-than-expected revenue provides a partial offset to the negative EPS surprise.


Context for investors

  • Price target reduced to $24 from $30; Outperform rating retained.
  • Reset actions cited include channel right-sizing, slower HDFS ramp, and dealer network strengthening.
  • Q4 2025 EPS of -2.44 missed estimates while revenue modestly exceeded forecasts.

Risks

  • Execution risk from the company's reset actions - including channel reductions and dealer network changes - could further pressure revenues or distribution, affecting the consumer discretionary and automotive sectors.
  • Financial services ramp delays at HDFS could reduce financing availability or sales momentum for retail motorcycle demand, creating headwinds for both Harley-Davidson and broader vehicle finance markets.
  • Large EPS misses, such as the Q4 2025 shortfall, may heighten investor concern and lead to volatility in the company's stock, with potential spillovers into related consumer discretionary equities.

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