Analyst Ratings February 19, 2026

Barclays Lifts CIBC to Overweight, Cites ROE Gains and Strong Earnings Performance

Price target raised to Cdn$137 as the bank nears its medium-term return on equity goal amid healthy capital deployment

By Maya Rios CM
Barclays Lifts CIBC to Overweight, Cites ROE Gains and Strong Earnings Performance
CM

Barclays upgraded Canadian Imperial Bank of Commerce (CM) to Overweight from Underweight and increased its price target to Cdn$137 from Cdn$126, pointing to ROE expansion, steadier earnings and active capital returns. CIBC shares have rallied sharply over the past year, and Barclays expects further net interest margin improvement and potential upside to the bank's 15%+ medium-term ROE goal.

Key Points

  • Barclays upgraded CIBC to Overweight from Underweight and raised its price target to Cdn$137 from Cdn$126.
  • CIBC's return on common equity is 14%, moving toward the bank's 15%-plus medium-term target; Barclays cites positive operating leverage and steady credit quality.
  • Shares have rallied 62.49% over the past year and 34.47% over the last six months; the stock trades at just under 13 times next year’s earnings, a modest discount to peers.

Barclays changed its view on Canadian Imperial Bank of Commerce, moving the stock to Overweight from Underweight and lifting the price objective to Cdn$137 from Cdn$126. The broker cited measurable progress on the bank's medium-term metrics and stronger earnings consistency as key drivers of the upgrade.

The bank's stock performance has been notable: shares have returned 62.49% over the last 12 months, including a 34.47% gain in the most recent six months. Barclays highlights that CIBC has registered return on common equity expansion over the past two years, a trend that underpins the analyst firm's improved stance.

Analyst rationale

Analyst Brian Morton attributed Barclays' decision to CIBC's movement toward its medium-term targets, with return on common equity currently at 14% and closing in on the bank's stated 15%-plus objective. The firm pointed to positive operating leverage, benign credit quality and increased capital deployment through share buybacks as evidence of improving franchise fundamentals.

Valuation and capital returns

On a valuation basis, CIBC is trading at just under 13 times consensus earnings for the coming year, which Barclays characterizes as a modest discount relative to the peer group. The firm also noted that the bank has been returning capital to shareholders, supporting the upgraded view.

Data referenced in the note indicates that CIBC has maintained dividend payments for 16 consecutive years and recorded 17.16% dividend growth in the most recent year, underscoring a steady shareholder-return profile.

Outlook

Barclays expects the recent trends to continue, forecasting further expansion in net interest margins and the possibility of additional upside to the bank's 15%-plus medium-term return on equity target, compared with a 14.4% figure cited for 2025. The firm views these dynamics as supportive of the upgraded rating and higher price target.

Market context

The upgrade and target increase come amid a strong share-price run and reflect Barclays' assessment that improved profitability metrics and steady capital returns justify a more favorable stance. Investors evaluating CIBC will note the combination of ROE progression, dividend durability and active buybacks highlighted by the firm.


Summary

Barclays moved CIBC to Overweight and raised its price target to Cdn$137, pointing to ROE improvement toward a 15%-plus medium-term goal, consistent earnings, positive operating leverage, benign credit trends and ongoing capital returns including share repurchases and dividends.

Risks

  • Future achievement of the 15%-plus medium-term ROE target is uncertain - continued net interest margin expansion and earnings consistency are needed to realize the target (impacts banking and financials).
  • Valuation may remain under pressure if earnings or capital deployment do not meet expectations - trading slightly below 13 times next year’s earnings exposes the stock to relative peer re-rating (impacts equity markets and financial sector).
  • Credit quality and operating leverage trends cited as supportive could change, which would affect profitability and investor sentiment (impacts lending and banking operations).

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