Earnings Call Transcripts
Access detailed transcripts and key takeaways from company earnings calls
All Earnings Calls
AT&T Q4 2025 Earnings Call - Aggressive fiber and 5G push to 40M locations, $45B shareholder return plan
AT&T closed 2025 having met or exceeded guidance, driven by another year of strong 5G and fiber subscriber growth and the rapid scaling of fixed wireless. Management is doubling down: EchoStar spectru...
- AT&T met or exceeded full-year 2025 guidance, driven by sustained subscriber momentum in 5G and fiber.
- Postpaid phone net adds were over 1.5 million for the fifth straight year, and AT&T Fiber net adds exceeded 1 million for the eighth consecutive year.
- AT&T Internet Air (fixed wireless) added 875,000 net customers in 2025, more than doubling the base and contributing to the best year for consumer broadband net growth in a decade.
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Bridgewater Bankshares Q4 2025 Earnings Call - NIM expansion, pulling 3.0% NIM into 2026
Bridgewater closed 2025 on a clear uptick: margin expansion, strong revenue, loan and core deposit growth, and tighter expense control. NIM rose 12 basis points to 2.75% in Q4, driven by a 22-basis-po...
- Net interest margin expanded 12 basis points to 2.75% in Q4, primarily from lower deposit costs and loan repricing.
- Management now expects to reach a 3.0% NIM by the end of 2026, a year earlier than prior guidance, and this projection assumes no further Fed cuts.
- Deposit costs fell 22 basis points to 2.97% in Q4, aided by $1.8 billion of funding tied to short-term rates, including $1.4 billion of immediately adjustable deposits.
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ADP Second Quarter Fiscal 2026 Earnings Call - Upgraded FY26 Outlook After Broad-Based Growth, Lyric & AI Traction
ADP delivered a tidy quarter: 6% revenue growth, 80 basis points of adjusted EBIT margin expansion, and 11% adjusted EPS growth, and management nudged full-year targets higher. The report leaned on br...
- Reported Q2 FY2026 results: revenue +6%, adjusted EBIT margin +80 basis points, adjusted EPS +11%.
- Employer Services (ES) revenue +6% reported, +5% organic constant currency; FX added ~1 point of growth in Q2.
- ES new business bookings were solid and broad-based; company maintained FY26 ES bookings guidance of 4%–7%.
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Corning Incorporated Fourth Quarter 2025 Earnings Call - Springboard upgraded to $11B by 2028, Meta deal anchors U.S. optical expansion
Corning closed 2025 with a clean one-two punch, beating on growth and profitability and then upgrading the playbook. Q4 sales rose 14% to $4.41 billion, EPS jumped 26% to $0.72, operating margin hit 2...
- Q4 2025 sales grew 14% year-over-year to $4.41 billion; EPS rose 26% to $0.72; operating margin expanded to 20.2%, hitting the Springboard 20% target a year early.
- Springboard upgraded: internal plan now targets $11 billion of incremental annualized sales by the end of 2028, up from the original $8 billion.
- Near-term upgrade: internal Springboard now adds $6.5 billion by end-2026 (previously $6.0B); high-confidence plan now adds $5.75 billion by end-2026 (previously $4.0B).
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Littelfuse Fourth Quarter 2025 Earnings Call - Basler Deal and Data Center Momentum Set Up High-Power Growth
Littelfuse closed 2025 with tangible operational progress and a strategic pivot toward high-power markets, led by the December acquisition of Basler Electric. Q4 revenue came in at $594 million, up 12...
- Littelfuse reported Q4 revenue of $594 million, up 12% year over year and up 7% on an organic basis.
- Adjusted EBITDA margin in Q4 was 20.5%, up 480 basis points year over year, and adjusted diluted EPS was $2.69.
- The company closed the Basler Electric acquisition in December, expecting Basler to add $130 million to $135 million of revenue and $0.10 to $0.15 of adjusted EPS in 2026.
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Elevance Health Fourth Quarter 2025 Earnings Call - 2026 Year of Execution, EPS Guidance at Least $25.50 as Medicaid Hits a Trough
Elevance walked investors through a year of repositioning for 2026, setting adjusted diluted EPS guidance of at least $25.50 while calling 2026 a trough year for Medicaid. Management flagged meaningfu...
- Adjusted diluted EPS: $3.33 in Q4 2025, $30.29 for full year 2025; results included about $3.75 per share of favorable non-recurring items.
- Management set 2026 adjusted diluted EPS guidance of at least $25.50, calling 2026 a year of execution and repositioning.
- Membership ended 2025 at 45.2 million, down roughly 500,000 year over year, driven principally by Medicaid reverification impacts.
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Orrstown Financial Services, Inc. Q4 2025 Earnings Call - Record 2025 Net Income, NIM Near Peer Top
Orrstown closed 2025 with the strongest annual profit in its 106-year history, reporting $80.9 million of net income and a full-year net interest margin near the top of regional peers. Q4 momentum car...
- Record annual net income of $80.9 million for 2025, the highest in the company’s 106-year history; Q4 net income was $21.5 million, or $1.11 per diluted share.
- Net interest margin held near peer top, 4.04% for the year and 4.00% in Q4, despite quarter-over-quarter compression driven by lower variable loan yields and purchase accounting dynamics.
- Management guides 2026 NIM to a range of 3.90% to 4.00%, expecting funding costs to decline starting Q1 2026; if Fed cuts do not materialize, NIM could be higher.
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Danaher Corporation Fourth Quarter 2025 Earnings Call - Bioprocessing Strength Anchors 2026 Guide (3%-6% Core Revenue, $8.35-$8.50 EPS)
Danaher closed 2025 with clear momentum in bioprocessing and enough diagnostic tailwinds to beat street expectations, but management is deliberately conservative on equipment recovery and life science...
- Full year 2025 sales $24.6 billion; core revenue increased 2% year over year.
- Adjusted operating profit margin for 2025 was 28.2%; adjusted diluted EPS $7.80, up 4.5% versus prior year.
- Free cash flow for 2025 was $5.3 billion, with free cash flow to net income conversion of approximately 145%, the 34th consecutive year above 100%.
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Starbucks Q1 Fiscal 2026 Earnings Call - Turnaround Gains Traction as Transactions Drive Top-Line Growth
Starbucks says the long-awaited turnaround is showing up where it matters, in transactions. Q1 top line beat the headline skeptics: revenue rose 5% to $9.9 billion, global comps accelerated to +4%, an...
- Q1 revenue $9.9 billion, up 5% year over year, with global comparable store sales +4%.
- U.S. company-operated comps +4%, driven by transactions up 3%, the first positive transaction growth in eight quarters.
- Starbucks Rewards 90-day active members reached a record 35.5 million, and Rewards transactions grew year over year for the first time in eight quarters.
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Monro Inc Q3 FY2026 Earnings Call - Operational overhaul starts to pay off with positive comps, margin lift, and real estate monetization
Monro says its fiscal Q3 was the quarter the turnaround began to feel real. After closing 145 underperforming locations and beefing up marketing, merchandising, and field tools, the chain delivered po...
- Sales declined 4.0% to $293.4 million in Q3, primarily due to the closure of 145 underperforming stores earlier in the fiscal year.
- Comparable store sales for continuing locations increased 1.2% in Q3, marking the fourth consecutive quarter of positive comps and the first positive two-year stack in over two years when adjusting for holiday timing.
- Tire category strength: tire sales were up 5% year-over-year, while tire units were down 1%, suggesting mix and pricing gains.
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