Earnings Call Transcripts
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All Earnings Calls
NextEra Energy Q4 2025 Earnings Call - Execution mode: rate deal, $90–100B FPL build, 30 GW backlog and 8%+ EPS growth target
NextEra closed 2025 with clear evidence that the company intends to convert scale into scaleable growth. Adjusted EPS came in at $3.71, up over 8% year over year, and management reiterated an aggressi...
- NextEra reported full‑year adjusted EPS of $3.71 in 2025, up over 8% versus 2024 and slightly above prior top‑end guidance.
- Management reiterated an 8% plus compound annual growth rate target for adjusted EPS through 2032 and again for 2032 through 2035, all off the 2025 $3.71 base.
- FPL secured a four‑year rate agreement through 2029 with an allowed midpoint ROE of 10.95% and a range of 9.95% to 11.95%, providing regulatory certainty for near‑term investments.
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Invesco Q4 2025 Earnings Call - Preferred Recap and QQQ Conversion Start to Stabilize Revenue Yield and Accelerate EPS
Invesco closed 2025 with a flurry of strategic moves that materially reshaped the firm. The company repurchased $1.5 billion of preferred stock, converted the QQQ into long-term revenue on December 20...
- Invesco repurchased $1.5 billion of preferred stock in 2025, reducing preferred outstanding to $2.5 billion and creating an expected $0.20 annual EPS run-rate benefit once associated debt is repaid.
- The QQQ conversion completed on December 20, 2025, bringing the ~$407 billion fund into long-term AUM and management said the move will help stabilize net revenue yield.
- Record AUM reached $2.2 trillion at quarter end, driven by $19 billion of net long-term inflows in Q4 and approximately $80 billion of net long-term inflows for all of 2025.
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Crane Company Fourth Quarter 2025 Earnings Call - Acquisitions Accelerate Growth, AAT Rebrand Signals Broader Tech Push
Crane closed 2025 with solid execution and an aggressive M&A sprint that reshapes its industrial instrumentation footprint. Q4 adjusted EPS was $1.53, up 21% year over year, driven by 5.4% core sales ...
- Q4 adjusted EPS $1.53, up 21% versus prior year; full-year adjusted EPS rose 24% driven by organic growth and operating leverage.
- Company delivered 5.4% core sales growth in Q4, slightly above its long-term baseline of 4% to 6% core growth.
- Aerospace and Advanced Technologies segment renamed from Aerospace and Electronics, signaling a strategic push into adjacent high-technology markets.
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PACCAR Fourth Quarter 2025 Earnings Call - Tariff and EPA clarity sets up margin and market-share gains
PACCAR closed 2025 with a strong finish: Q4 revenue $6.8 billion, net income $557 million, and full-year adjusted net income $2.64 billion on $28.4 billion in revenue. Management is selling a clear st...
- Q4 revenue $6.8 billion, net income $557 million; full-year 2025 revenue $28.4 billion and adjusted net income $2.64 billion, the fourth-highest profit year in company history.
- Management says Section 232 tariffs (effective Nov 1) and EPA 35 mg NOx clarity for 2027 materially reduce regulatory uncertainty, advantaging PACCAR because it builds trucks locally in the US, Canada and Mexico.
- PACCAR delivered 32,900 trucks in Q4 and expects comparable delivery levels in Q1; order intake accelerated in December and continued into January across vocational, LTL and bodybuilder segments.
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Eagle Financial Services, Inc. Q4 2025 Earnings Call - Commercial loan momentum offsets marine runoff, but NII and efficiency feel the squeeze
Eagle closed 2025 with clear commercial momentum, reporting $13.1 million of net loan growth and a loan pipeline up more than $100 million versus January 2025. That growth came despite a $10.3 million...
- Net income was $4.3 million in Q4 2025, down from $5.6 million in Q3 2025, driven primarily by lower net interest income and higher salaries and benefits.
- Net interest income (NII) fell to $16.4 million in Q4, a 4.8% quarter over quarter decline, attributed to the runoff of excess cash after a customer disposed proceeds from a sale.
- Net interest margin (NIM) ticked up to 3.61% from 3.58% in Q3, reflecting improving earning asset yields and a better funding mix despite the NII decline.
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FirstSun Capital Bancorp Fourth Quarter 2025 Earnings Call - NIM Holds Above 4%, EPS Peaks as Merger Integration Progresses
FirstSun closed 2025 with a sharp operating quarter: adjusted net income of $26.9 million, adjusted diluted EPS of $0.95 and a 4.18% net interest margin, the 13th consecutive quarter above 4%. Revenue...
- Q4 adjusted net income $26.9 million, adjusted diluted EPS $0.95, adjusted ROA 1.27% — the quarter was the best EPS of the year.
- Net interest margin 4.18% in Q4, up 11 basis points from Q3, marking 13 straight quarters above 4%.
- Revenue growth accelerated, up 10.8% annualized sequentially, driven by both NII and non-interest income.
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Texas Instruments Q4 2025 Earnings Call - Bookings, Data Center and Industrial Strength Power Rare Above-Seasonal Q1 Guide
TI delivered $4.4 billion in Q4 revenue, beating the slow-but-steady recovery drum with a 10% year-on-year gain and a rare above-seasonal guide into Q1 2026. Management pinned the upbeat outlook on st...
- Q4 revenue $4.4 billion, down 7% sequentially, up 10% year-over-year.
- Analog revenue grew 14% year-over-year; Embedded Processing up 8%; Other segment declined year-over-year.
- Management reorganized end markets to add Data Center; new buckets are industrial, automotive, data center, personal electronics, and communications equipment.
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Five Star Bancorp Q4 2025 Earnings Call - 15% Loan Growth, 18% Deposit Growth and NIM Expansion Drive 35% Net Income Gain
Five Star reported a blowout 2025 built on aggressive organic growth: loans held for investment rose 15% year over year, deposits climbed 18%, and net income jumped 35% to $61.6 million. Quarterly mom...
- Strong 2025 performance: loans held for investment up 15% YoY, deposits up 18% YoY, net income up 35%, and EPS rose 28% to $2.90 for the year.
- Q4 results: net income $17.6 million, EPS $0.83, ROA 1.50%, ROE 15.97%, NIM expanded 10 basis points to 3.66% and efficiency ratio was 40.62%.
- Net interest income grew 7% sequentially and 27% YoY, driven by higher loan interest income from new production and a decline in deposit funding costs.
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Hope Bancorp Q4 2025 Earnings Call - Net income up 42% QoQ to $34M as NIM and fee momentum lift results
Hope Bancorp closed 2025 with a clear rebound, reporting $34 million in Q4 net income, up 42% sequentially, driven by higher net interest income, stronger fee lines and lower credit provisions. Manage...
- Net income of $34 million in Q4 2025, up 42% quarter over quarter, driven by NII, fee income, lower provision and lower tax expense.
- Net interest income was $127 million in Q4, up 1% sequentially and up 25% year over year; net interest margin was 2.90%, +1 basis point quarter over quarter.
- Average loan yield fell 12 basis points sequentially, while the cost of interest bearing deposits fell 17 basis points, reflecting Fed funds easing and deposit repricing.
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Logitech Q3 FY2026 Earnings Call - Record margins and cash flow, AI video push and China manufacturing exposure cut to under 10%
Logitech reported a quarter of high-octane profitability and steady top-line momentum. Net sales were $1.4 billion, up 6% in USD and 4% in constant currency, marking the eighth consecutive quarter of ...
- Non-GAAP operating income reached a record (outside pandemic peaks), with non-GAAP gross margin of 43.5%.
- Net sales were $1.4 billion, up 6% in USD and 4% in constant currency, marking the eighth straight quarter of year-over-year growth.
- Personal workspace net sales grew 7%, led by pointing devices up 9% and a blockbuster MX Master 4 launch that sold more units in month-one than any other Logitech personal workspace mouse in company history.
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