Earnings Call Transcripts
Access detailed transcripts and key takeaways from company earnings calls
All Earnings Calls
Robert Half Third Quarter 2025 Earnings Call - Early Sequential Revenue Turnaround, Q4 Guides to Positive Same-Day Growth
Robert Half reported Q3 2025 revenues of $1.354 billion, down 8% year over year, with EPS of $0.43 versus $0.64 a year ago, broadly in line with guidance. Management flagged improving weekly contract ...
- Q3 2025 total revenues $1.354 billion, down 8% year over year on both reported and adjusted bases.
- Q3 2025 net income per share $0.43, versus $0.64 in Q3 2024; results were in line with the midpoint of prior guidance.
- Company highlighted improving weekly contract talent revenue trends in September and early October, with an implied sequential growth rate of roughly 1.5% to 2% if extrapolated.
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Century Communities Third Quarter 2025 Earnings Call - Cost Cuts Boost Margins, But Incentives Threaten Q4
Century Communities posted a resilient quarter in a soft housing market, delivering 2,486 homes and reporting sequential margin improvement driven by a 3% year to date drop in direct construction cost...
- Deliveries of 2,486 homes in Q3 hit the high end of guidance, down 4% sequentially, with home sales revenue of $955 million and average sales price of $384,000.
- Adjusted homebuilding gross margin improved to 20.1% in Q3 (GAAP margin 17.9%), aided by lower direct costs that are down about 3% year to date.
- Management says incentives were roughly 1,100 basis points on closed homes in Q3, below prior internal forecasts, but expects incentives to rise by up to another 100 basis points in Q4 as builders compete for year end closings.
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WD-40 Company Q4 FY2025 Earnings Call - Gross margin tops 55% as company sharpens focus on maintenance products
WD-40 reported a resilient finish to FY2025 with pro forma net sales up 6% and a full-year gross margin that cleared the company target, signaling margin recovery a year ahead of plan. Management doub...
- Consolidated reported net sales: $163 million in Q4 and $620 million for FY2025, each about 5% year over year growth.
- Pro forma net sales adjusted for currency were $603 million for FY2025, a 6% increase over pro forma FY2024, matching guidance.
- Maintenance products account for ~95% of net sales, with Q4 maintenance sales of $156 million and full-year $591 million, each up 6% year over year.
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NVE Corporation Q2 Fiscal 2026 Earnings Call - Sequential Revenue Uptick; In-House Chip-Scale Packaging Poised to Fuel Growth
NVE reported a modest but meaningful sequential revenue rise of 4% for the quarter ended September 30, 2025, even as revenue declined 6% year over year. The swing came from product sales holding rough...
- Revenue rose 4% sequentially but fell 6% year over year for the quarter ended Sept 30, 2025.
- Product sales were essentially flat year over year, up 1%, driven by a 21% increase in non-defense sales and offset by a 64% drop in defense product sales.
- Contract R&D revenue collapsed 68% year over year and now represents about 3% of total revenue, underscoring the lumpy nature of government contracts.
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LendingClub Q3 2025 Earnings Call - Balance-sheet-backed marketplace growth and disciplined underwriting fuel record recurring revenue and tripled EPS
LendingClub posted a clean, accelerating quarter: originations jumped 37% to $2.62 billion, revenue rose 32% to $266 million, and diluted EPS nearly tripled to $0.37. Management argues the story is no...
- Originations rose 37% year over year to $2.62 billion, beating guidance and marking the highest quarterly originations in three years.
- Total revenue grew 32% to $266 million, driven by a 75% jump in non-interest income to $108 million and record net interest income of $158 million.
- Net interest margin expanded to 6.2%, supporting the highest-ever net interest income and reinforcing the thesis that a bank balance sheet is a durable competitive advantage.
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Ategrity Q3 2025 Earnings Call - 30% GWP and 88.7% Combined Ratio as Tech-Enabled Underwriting Drives Share Gains
Ategrity delivered a punchy quarter: gross written premiums rose 30% year over year, submissions surged more than 70%, and adjusted net income jumped to $22.8 million, up 78% from last year. The compa...
- Record top-line and earnings: Gross written premiums up 30% YoY, submissions +70% YoY, adjusted net income $22.8 million (+78% YoY).
- Improved underwriting profitability: Combined ratio improved to 88.7% from 95.3% a year ago; underwriting income $10.6 million, up ~208% YoY.
- Loss activity and reserving: Loss ratio declined to 60% (down 2.1 pts); no prior year development this quarter versus 1.7 pts last year; catastrophe losses were 4% of NEP versus 12.1% last year.
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Knight-Swift Transportation Holdings Inc. Third Quarter 2025 Earnings Call - Cautious Q4 Guidance as Regulatory Enforcement Could Tighten Capacity into 2026
Knight-Swift closed Q3 with mixed operational traction and a cautious tone for the back half of the year. GAAP results were weighed down by $58 million of unusual items, but underlying adjusted operat...
- GAAP results included $58 million of unusual items: $28.8 million trade name impairment, $6 million property/software impairments, $11.2 million loss contingency tied to the 2024 exit from third-party carrier insurance, and $12 million of US Xpress auto liability claim settlements.
- Adjusted EPS was $0.32 in Q3 2025, down modestly from $0.34 a year earlier after a $0.10 negative impact from the insurance loss contingency and US Xpress claims; GAAP EPS was $0.05 versus $0.19 a year ago.
- Revenue excluding fuel surcharge rose 2.4% year over year, while consolidated adjusted operating income improved 14.2% year over year after adjusting for impairments.
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QuantumScape Q3 2025 Earnings Call - Ducati Demo, QSC5 B1 Shipments and First Customer Billings Signal Commercial Momentum
QuantumScape used Q3 to convert technical milestones into visible commercial steps. The company shipped Cobra-based QSC5 B1 cell samples and staged a high-profile field demonstration with Volkswagen G...
- Ducati V21L public demo at IAA Mobility was the company’s first live demonstration of QS solid-state lithium metal batteries, intended as a high-visibility, low-volume launch program and now moving to field testing.
- QuantumScape began shipping Cobra-based QSC5 B1 cell samples in Q3, completing one of its stated 2025 operational goals.
- The Eagle Line pilot line in San Jose has had certain key assembly equipment installed, and the company says higher-volume pilot equipment installation remains on track.
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Ribbon Communications Q3 2025 Earnings Call - Assumes U.S. Federal Purchases Delayed to 2026, While AI and Cloud Wins Fuel Longer-Term Upside
Ribbon reported a steady Q3, $215 million in revenue and $29 million adjusted EBITDA, but management explicitly pulled the majority of U.S. federal purchases out of Q4 guidance because the government ...
- Q3 revenue $215 million, up 2% year over year; year to date revenue up 6% vs 2024.
- Third quarter non-GAAP gross margin 52.6%, up 50 basis points sequentially, but lower than guided due to weaker software sales to U.S. government customers.
- Adjusted EBITDA was $29 million in Q3, down $1 million versus prior year; non-GAAP diluted EPS reported at $0.04.
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Goosehead Insurance Q3 2025 Earnings Call - Aggressive tech bet to break the human capital bottleneck and scale premium growth
Goosehead reported another quarter of profitable growth while making a clear strategic pivot: double down on the digital agent to push past a longstanding human capital limit. Q3 results showed health...
- Q3 2025 results: total revenue $90.4 million, core revenue $83.9 million, adjusted EBITDA $29.7 million, adjusted EBITDA margin 33%.
- Total written premium in Q3 was $1.2 billion, up 15% year over year; franchise premiums $976 million (up 18%), corporate premiums $206 million (up 1%).
- Policies in force reached 1.9 million, up 13% year over year; franchise producers were 2,124, up 1% YoY, with producers per franchise at 2, up 6% YoY.
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