Insider Trading April 17, 2026 06:09 PM

Figure Technology Director Sells $2.38M in Class A Stock, Converts Class B Shares

Director Michael Scott Cagney executed pre-arranged sales and a share-class conversion as the company reports strong loan originations but mixed earnings results

By Hana Yamamoto FIGR
Figure Technology Director Sells $2.38M in Class A Stock, Converts Class B Shares
FIGR

Figure Technology Solutions director Michael Scott Cagney sold 67,840 shares of Class A common stock on April 15, 2026, raising roughly $2.38 million through multiple transactions under a Rule 10b5-1 plan. The same day he converted an equal number of Class B shares into Class A shares. The company posted robust loan marketplace growth in Q1 2026 but missed earnings expectations in Q4 2025, and at current market prices some analysis views the stock as richly valued.

Key Points

  • Director Michael Scott Cagney sold 67,840 shares of Class A common stock on April 15, 2026, for approximately $2.38 million, at prices between $33.8475 and $35.9328.
  • The sales were executed under a Rule 10b5-1 plan adopted on December 12, 2025; the same day Cagney converted 67,840 Class B shares into Class A shares.
  • Figure reported $2.9 billion in loan marketplace volume for Q1 2026 - up 113% year-over-year and 7% from the prior quarter - while Q4 2025 EPS was $0.06 versus an expected $0.15, and revenue was $159.91 million.

Michael Scott Cagney, a director at Figure Technology Solutions, Inc. (FIGR), sold 67,840 shares of Class A common stock on April 15, 2026, according to a Form 4 filing with the Securities and Exchange Commission. The trades amounted to about $2.38 million in proceeds and were executed across several transactions with per-share prices ranging from $33.8475 to $35.9328.

The filing indicates the sales were completed under a pre-established Rule 10b5-1 trading plan that the director adopted on December 12, 2025. On the same day as the sales, Cagney converted 67,840 shares of Class B common stock into Class A common stock.

Figure Technology's shares are trading at $36.67, giving the company a market capitalization of $7.73 billion. InvestingPro analysis cited in the filing notes that the company appears overvalued at current levels, with shares trading at a high earnings multiple of 78.

Operationally, Figure reported a notable expansion in its loan marketplace volume in the first quarter of 2026. Quarterly volume reached $2.9 billion, an increase of 113% year-over-year and a 7% rise from the prior quarter. The company also recorded monthly origination volumes above $1 billion in March 2026.

Despite these top-line gains in origination activity, Figure faced a setback in the fourth quarter of 2025 when it missed analysts' earnings per share expectations. The company reported EPS of $0.06, below the expected $0.15. Revenue for that quarter was $159.91 million.

In the research community, Bernstein SocGen Group adjusted its price target for Figure Technology to $67 from $72 while retaining an Outperform rating. The firm projects $12.8 billion in loan volumes for 2026, a 53% increase over the prior year.

For investors seeking more detail on the company's valuation and financial profile, a comprehensive Pro Research Report is available for Figure Technology and more than 1,400 other U.S. equities.


Context and balance

The director-level sale and share-class conversion were carried out under a pre-arranged trading plan, as noted in the SEC filing. The company shows pronounced growth in loan marketplace activity in early 2026, but its recent earnings miss and a high earnings multiple flagged by InvestingPro indicate a mixed financial picture.

Risks

  • Earnings performance risk - Figure missed Q4 2025 EPS expectations (reported $0.06 versus $0.15 expected), which could affect investor confidence - impacts public equity markets and investor sentiment.
  • Valuation risk - InvestingPro analysis flags the stock as potentially overvalued with a high earnings multiple of 78, raising concerns about price sensitivity to future results - impacts valuation-sensitive investors.
  • Execution and growth sustainability risk - While loan volumes grew materially, continued origination growth and the company’s ability to translate volume into consistent earnings remain uncertain - impacts lending and fintech sector participants.

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