Insider Trading February 20, 2026

Five Star Bancorp Regulatory Chief Disposes of 1,200 Shares; Company Posts Mixed Q4 2025 Results

SVP and chief regulatory officer sells stock while bank reports an EPS beat but revenue shortfall for the quarter

By Nina Shah FSBC
Five Star Bancorp Regulatory Chief Disposes of 1,200 Shares; Company Posts Mixed Q4 2025 Results
FSBC

Michael Eugene Lee, Five Star Bancorp's SVP and Chief Regulatory Officer, sold 1,200 shares on February 17, 2026, at $40.735 per share for $48,882. After the sale Lee retains 36,472 shares held in a family revocable trust. Separately, Five Star Bancorp reported fourth-quarter 2025 results that beat EPS expectations but missed revenue forecasts.

Key Points

  • Michael Eugene Lee, SVP and Chief Regulatory Officer at Five Star Bancorp, sold 1,200 shares on February 17, 2026, at $40.735 per share for a total of $48,882.
  • After the sale, Lee directly owns 36,472 shares, which include grants from the Five Star Bancorp 2021 Equity Incentive Plan with vesting contingent on continued employment; the shares are held by The Michael E. Lee & Kaylin M. Fadel-Lee Family Revocable Trust, where Lee serves as trustee.
  • Five Star Bancorp reported Q4 2025 EPS of $0.83, beating estimates of $0.762 by 8.92%, while revenue of $40.67 million missed forecasts of $42.58 million by 4.49% - presenting a mixed earnings picture for the banking and financial services sector.

Michael Eugene Lee, who serves as Senior Vice President and Chief Regulatory Officer at Five Star Bancorp (FSBC:CA), completed a sale of 1,200 common shares on February 17, 2026. The shares transferred at a price of $40.735 each, producing gross proceeds of $48,882 for the transaction.

Following the disposition, Lee directly owns 36,472 shares. The holdings reported include awards issued under the Five Star Bancorp 2021 Equity Incentive Plan, with vesting tied to continued employment. The reported shares are registered to The Michael E. Lee & Kaylin M. Fadel-Lee Family Revocable Trust, for which Mr. Lee is identified as a trustee.


In separate corporate disclosures, Five Star Bancorp released fourth-quarter 2025 financial results showing a mixed picture. The bank reported diluted earnings per share of $0.83, outperforming the analyst consensus of $0.762 by 8.92 percent. The EPS result therefore represented a positive surprise versus forecasts.

Revenue for the quarter, however, came in at $40.67 million, which trailed expectations of $42.58 million by 4.49 percent. The company did not report any mergers or acquisitions in connection with the quarter, and no new analyst upgrades or downgrades were mentioned in the disclosures reviewed.


The concurrent disclosure of an insider sale and an earnings release that contained both an EPS beat and a revenue shortfall highlights divergent signals for market participants. The available filings and company statements do not provide further commentary linking the insider transaction to the quarter's financial performance, nor do they indicate changes to analyst coverage or corporate transaction activity.

Investors and observers returning to the bank's filings may therefore wish to monitor subsequent disclosures for clarity on revenue drivers and the vesting status of equity awards issued under the 2021 Equity Incentive Plan. At present, the public record contains the insider sale, the post-transaction share count, and the headline quarterly financial metrics noted above.

Risks

  • Revenue for Q4 2025 came in below analyst expectations by 4.49%, creating uncertainty around the bank's top-line momentum - relevant to investors focused on banking sector growth and interest-earning assets.
  • The company reported no mergers or acquisitions and no analyst upgrades or downgrades in the disclosed materials, leaving limited near-term signals about strategic direction or changes in market perception.
  • Insufficient public commentary linking the insider sale to corporate performance means investors must rely on future disclosures for clarity, introducing short-term informational risk for shareholders and analysts tracking governance and insider activity.

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