Insider Trading February 19, 2026

First Northern Director Purchases Just Over $21,000 of Company Stock

Jean-Luc Servat adds to his stake as the bank's shares trade near a 52-week high amid governance and compensation changes

By Hana Yamamoto FNRN
First Northern Director Purchases Just Over $21,000 of Company Stock
FNRN

Jean-Luc Servat, a recently appointed director at First Northern Community Bancorp, disclosed purchases of company common stock totaling $21,329 across transactions executed on February 18 and 19, 2026. The trades increased his direct holdings to 3,463 shares. The insider buying occurred as the shares traded near their 52-week high of $14.70. Separately, the company has enacted bylaw changes, reinforced executive retention arrangements at its banking subsidiary, and added Servat to the board effective February 1, 2026.

Key Points

  • Director Jean-Luc Servat purchased a total of $21,329 in First Northern Community Bancorp stock across trades on February 18 and 19, 2026.
  • After the transactions, Servat directly owns 3,463 shares; the stock traded at a 52-week high of $14.70, up about 55% over the past year.
  • Corporate changes disclosed include Servat’s board appointment effective February 1, 2026, a bylaw amendment permitting certain external finance roles for directors with two-thirds board approval, and executive retirement/retention agreements at First Northern Bank.

First Northern Community Bancorp director Jean-Luc Servat reported multiple open-market purchases of the company’s common stock, according to a Form 4 filing with the Securities and Exchange Commission. The disclosed transactions - all purchases - amount to a combined $21,329.

The purchases were executed over two days. On February 18, 2026, Servat bought 200 shares at $14.55, 300 shares at $14.6237 and 400 shares at $14.6483. He extended his buying on February 19, acquiring 213 shares at $14.4983, 250 shares at $14.50 and 100 shares at $14.60. After these trades, Servat directly holds 3,463 shares of First Northern Community Bancorp.

These insider purchases came while the stock was trading at a 52-week high of $14.70, reflecting a 55% appreciation over the past 12 months. An InvestingPro analysis cited in the disclosure indicates the stock is trading above its Fair Value and places it among the most overvalued names in its coverage universe. The company reports a price-to-earnings ratio of 11.05 and a market capitalization of $230 million. The filing also notes that nine additional InvestingPro tips are available for investors seeking further insight on valuation and growth considerations.

Several corporate governance and compensation developments at First Northern Community Bancorp were disclosed alongside the insider filing. The company’s board officially appointed Jean-Luc Servat, who brings 45 years of investment banking experience, to its Board of Directors effective February 1, 2026. Servat is the founder of Panoramic Capital Advisors Inc. and is noted in the filing as having advised on transactions totaling more than $2.6 billion.

The board also approved an amendment to the company’s bylaws to permit directors to serve in positions at finance companies, provided such service receives two-thirds approval from the board. Previously, those roles had been restricted under the bylaws. In parallel, First Northern Bank, a subsidiary of First Northern Community Bancorp, entered into executive retirement and retention agreements with two senior officers. Executive Vice President and Chief Financial Officer Kevin Spink is identified as eligible for a supplementary executive retirement and retention award, which will be contingent on achievement of performance goals and other specified conditions.

Collectively, the insider purchases, recent board appointment and bylaw amendment reflect a cluster of changes to the company’s governance and leadership arrangements. The transactions and disclosures were reported via the required SEC filing for insider trades.

Risks

  • Valuation risk - An InvestingPro analysis cited in the filings indicates the stock is trading above its Fair Value and ranks among the most overvalued, which may increase downside risk for investors in the financials sector.
  • Governance uncertainty - The bylaw amendment allowing directors to serve in roles at finance companies requires two-thirds board approval; implementation and future approvals could create governance complexity for the regional bank.
  • Compensation contingency - Supplemental retirement and retention awards for senior officers, including the CFO, are contingent on performance goals and other conditions, adding uncertainty to long-term expense obligations within the bank’s financials operating model.

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