Economy February 17, 2026

UK Regular Pay Growth Eases to 4.2% in Q4 2025, ONS Reports

Slower wage gains coincide with weaker GDP and shifting market expectations for Bank of England policy

By Jordan Park
UK Regular Pay Growth Eases to 4.2% in Q4 2025, ONS Reports

Annual growth in regular average weekly earnings, excluding bonuses, slowed to 4.2% in the three months to December 2025 compared with the same period a year earlier, down from 4.4% in the three months to November, the Office for National Statistics reported. The data feed into Bank of England monitoring of inflation, while investors move to price in potential rate cuts as growth concerns mount.

Key Points

  • Regular average weekly earnings, excluding bonuses, rose 4.2% year-on-year in the three months to December 2025, down from 4.4% in the prior three-month period.
  • The Bank of England uses wage growth as a gauge for how long above-target inflation may persist; private-sector pay is beginning to reflect a cooling jobs market.
  • Financial markets have largely priced in two 25-basis-point rate cuts by year-end as concerns shift from inflation to the jobs market and broader economic growth, after ONS reported weaker-than-expected GDP for October-to-December influenced partly by tax speculation around the finance minister's November budget.

LONDON, Feb 17 - New data from the Office for National Statistics show that annual growth in regular average weekly earnings, excluding bonuses, slipped to 4.2% in the last three months of 2025 compared with the same period a year earlier. That pace matched the consensus in a Reuters poll of economists and represented a decline from the 4.4% recorded in the three months to November.

Wage trends and monetary policy

The Bank of England monitors pay figures closely as one indicator of how long Britains inflation running above target may persist. Earlier in the month the central bank noted that private-sector wage growth was beginning to reflect a softening in the jobs market following a period of unexpectedly strong pay increases.

Market reaction and growth signals

Investors on Monday were pricing in, with near certainty, two quarter-point interest rate reductions by the end of this year. That shift in expectations reflects a transition from immediate worries about inflation toward heightened concerns about labour market strength and the wider economy.

Contributing to those concerns, the ONS last week published weaker-than-expected gross domestic product growth for the October-to-December period. The agency said the performance in that quarter was held back in part by speculation about possible tax increases tied to finance minister Rachel Reeves' budget at the end of November.

Context and implications

Taken together, the pay figures, market pricing and the GDP outcome sketch a picture of an economy in which wage momentum is cooling and growth has lost some steam. The data underscore the twin considerations facing policymakers and investors: the persistence of inflation as signalled by pay, and signs that labour market conditions and overall economic activity are weakening.

Further developments in private-sector hiring, wage negotiations and official growth estimates will be watched closely for signals that could confirm or alter current market expectations for the path of interest rates.

Risks

  • If wage growth remains elevated, it could sustain inflationary pressure and complicate the Bank of Englands efforts to return inflation to target - impacting monetary policy and financial markets.
  • A weakening jobs market, already reflected in slowing private-sector pay, presents a risk to consumer spending and sectors dependent on household income, such as retail and services.
  • Continued dampening of GDP growth, including effects linked to speculation about fiscal measures around the finance ministers budget, introduces uncertainty for business investment and market sentiment.

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