Economy February 16, 2026

UBS Sees Room for Two Fed Rate Cuts This Year as Goods Inflation Eases

Analysts point to peaking tariff-driven goods inflation and shelter moderation as reasons the Fed could resume easing from mid-year

By Hana Yamamoto
UBS Sees Room for Two Fed Rate Cuts This Year as Goods Inflation Eases

UBS economists Mark Haefele and Vincent Heaney argue that evidence of cooling tariff-driven inflation in U.S. goods prices, alongside slowing shelter costs and softer consumer inflation expectations, supports a case for the Federal Reserve to resume cutting rates from around mid-year. The bank expects two 25-basis-point cuts between June and September, a development it says would be supportive for equities, bonds, and gold.

Key Points

  • Tariff-driven inflation in U.S. goods prices appears to have peaked, according to UBS analysts, supporting prospects for further Fed easing - impacts sectors: consumer goods, retail.
  • UBS cites a softer-than-expected January CPI reading (2.4% year-on-year) and moderating shelter inflation as evidence the Fed could resume rate cuts from mid-year - impacts markets: equities, bonds, gold.
  • UBS expects two 25-basis-point rate cuts between June and September; a more dovish Fed personnel profile and improving consumer inflation expectations bolster that outlook - impacts: financial markets and interest-rate-sensitive sectors.

UBS analysts Mark Haefele and Vincent Heaney say recent inflation data point to a peak in tariff-driven price pressures on U.S. goods, creating space for the Federal Reserve to consider additional policy easing later this year.

Last weekreleased data showed the headline U.S. consumer price index rose 2.4% in January, a softer pace than economists had expected. That cooler-than-anticipated reading has increased market bets that the Fed could bring forward the timing of its next interest-rate reduction, with some now pricing in possible action as early as June.

The CPI report followed a strong jobs-market print earlier in the week that had pushed market wagers toward a later restart of rate cuts, with the view that the central bank would likely wait until the second half of the year to resume easing. UBS notes the Fed had earlier trimmed rates multiple times in 2025 before holding its policy range at 3.5% to 3.75% in January.

Despite many policymakers remaining cautious about inflation running above the Fed 2% target, the UBS team said broader price pressures should ease more noticeably in coming months.

They highlighted easing in shelter inflation as confirmation that disinflation is underway in a key component of the CPI basket. The analysts also pointed to supportive signals from recent surveys by the University of Michigan and the New York Fed, which have suggested an improvement in consumers expectations for inflation.

"Overall, the [January] CPI report supports our view that the [Fed] should resume easing from around mid-year," Haefele and Heaney wrote. They added that the continued moderation in price growth could permit the central bank to reduce borrowing costs further.

The UBS note also argued that a shift toward a "more dovish personnel profile" at the Fed could strengthen market expectations for additional cuts. They cited recent comments from Kevin Warsh, President Donald Trump's nominee to replace current Fed Chair Jerome Powell, noting Warsh's remark that stronger productivity should help restrain price gains and that such comments indicate a preference for relatively looser monetary policy.

On the basis of these developments, UBS expects two 25-basis-point rate cuts between June and September. The bank said this policy backdrop would be favorable for equities, bonds, and gold.


Implications in brief

  • Cooling of tariff-related goods inflation and moderating shelter costs underpin UBS expectation of resumed easing.
  • Consumer inflation expectations from recent surveys lend additional support to the view that price pressures are abating.
  • Changes in Fed personnel tone could reinforce market bets for earlier and multiple rate cuts.

Risks

  • Policymakers may remain cautious because inflation is still above the Fed target of 2%, which could delay or reduce the scope for rate cuts - this primarily affects interest-rate-sensitive markets and fixed-income portfolios.
  • A strong jobs report earlier in the week had pushed market expectations toward later easing, illustrating how robust labor data could counter the case for near-term cuts - this risk touches labor-intensive sectors and overall market sentiment.
  • Uncertainty around Fed leadership and the policy preferences of nominees could shift expectations; personnel changes described as "more dovish" are a factor, but outcomes are not guaranteed - this affects market pricing and asset allocation.

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