Currencies February 6, 2026

UBS Sees GBP/CHF Moving Higher as Swiss Franc Safe-Haven Flows Ease

Bank cites removal of UK budget risk premium, supportive UK data and a pronounced yield gap in favour of sterling

By Marcus Reed
UBS Sees GBP/CHF Moving Higher as Swiss Franc Safe-Haven Flows Ease

UBS forecasts a gradual appreciation in the GBP/CHF exchange rate as safe-haven demand for the Swiss franc eases. The bank notes that a budget-related risk premium that had weighed on the pound has been priced out, UK economic data has strengthened sterling, and a yield differential exceeding 3.5% makes the pound relatively attractive to yield-seeking investors.

Key Points

  • UBS expects GBP/CHF to rise as safe-haven demand for the Swiss franc fades.
  • A budget-related risk premium that had been weighing on the pound has been removed from market pricing, supporting sterling.
  • The current yield differential in excess of 3.5% makes the pound more attractive to investors seeking returns, forming a fundamental basis for expected appreciation.

UBS expects the GBP/CHF currency pair to trend higher in the months ahead as support for the Swiss franc from safe-haven demand weakens. In a recent currency outlook, the bank outlined several forces that underpin its view for a gradual appreciation of sterling versus the franc.

Central to UBS's assessment is the removal from market pricing of a budget-related risk premium that had previously been a drag on the British pound. The firm also points to recent positive economic data coming out of the UK, which it says has provided additional backing for sterling.

Beyond these developments, UBS emphasized the role of interest rate differentials in shaping investor preferences. The bank notes that the yield gap between UK and Swiss assets currently exceeds 3.5% - a spread it describes as large enough to make the pound comparatively more appealing for investors focused on returns. According to the UBS analysis, that yield advantage establishes a fundamental rationale for expecting GBP/CHF appreciation.

UBS's projection envisions a gradual move higher in the GBP/CHF spot rate as the influence of safe-haven flows into the Swiss franc diminishes. The bank frames the expected path as a function of both the removal of the market's budget risk premium for the pound and the persistent yield differential that favors sterling.

The bank's outlook links three key elements: the fading of safe-haven demand for the Swiss franc, the resolution of a budget-related premium that had pressured the pound, and supportive UK economic indicators. Taken together, UBS presents these factors as the basis for its forecast that sterling will gain against the franc over the coming months.


Implications for markets: The view from UBS, if realized, would have direct consequences for foreign exchange participants, cross-border investment flows, and investors prioritizing carry from yield differentials. The dynamics highlighted by the bank could also influence positioning in fixed-income assets where relative yields are a key consideration.

Risks

  • Persistence of safe-haven demand for the Swiss franc could limit GBP/CHF appreciation - this would affect foreign exchange markets and investors.
  • A reversal or narrowing of the existing yield differential would weaken the carry incentive that currently favors the pound - this would impact fixed-income and currency carry trades.
  • If supportive UK economic data were to weaken, the additional backing for sterling cited by UBS could diminish - this would affect currency markets and investor positioning.

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