Currencies February 6, 2026

UBS Sees EUR/GBP Staying in Narrow Band as UK Budget Risk Premium Ebbs

Bank expects euro-to-pound cross to trade between 0.86 and 0.89, edging higher toward late 2026 as yield dynamics favor sterling

By Caleb Monroe
UBS Sees EUR/GBP Staying in Narrow Band as UK Budget Risk Premium Ebbs

UBS said in a report released Thursday that the euro-to-pound exchange rate is likely to remain range-bound after the budget-related risk premium embedded in the British pound was largely removed. The bank highlighted firmer UK economic readings, an unchanged European Central Bank policy stance and uneventful Eurozone data as factors that have limited moves in EUR/GBP. UBS projects the pair will hold between 0.86 and 0.89 and gradually approach the top of that band by the end of 2026, while expecting comparable total returns for both currencies given a yield gap that currently benefits sterling.

Key Points

  • UBS expects EUR/GBP to trade within a 0.86-0.89 range and move toward the top of the band by the end of 2026.
  • Recent stronger UK economic data has supported the pound and reduced the budget-related risk premium.
  • ECB policy stability and uneventful Eurozone data have limited euro-driven volatility in the EUR/GBP pair.

UBS said in a report released Thursday that the euro-to-pound exchange rate is expected to remain confined within its recent trading range after the budget-related risk premium was priced out of the British currency.

The bank's analysts noted that recent, more upbeat economic data from the United Kingdom has bolstered the pound, helping to underpin its steadiness versus the euro. At the same time, UBS pointed to the European Central Bank's decision to keep policy settings unchanged and described Eurozone economic releases as "uneventful," meaning euro developments have exerted little influence on the EUR/GBP cross.

On the outlook for spot levels, UBS forecasts the EUR/GBP exchange rate will trade in a 0.86-0.89 band and sees the pair gradually drifting toward the upper end of that range by the end of 2026. The report also highlighted that the current yield differential favors the British pound, but that UBS still expects broadly similar total returns for both currencies despite the anticipated modest exchange-rate shift.

The analysis emphasizes three behavioral drivers: the removal of the budget-related risk premium from sterling, the stabilizing effect of improved UK data, and a lack of catalytic eurozone developments under a steady ECB policy stance. Together, these elements are presented by UBS as the principal reasons EUR/GBP should remain range-bound in the period ahead.

Market participants and corporate treasuries monitoring cross-currency exposure may interpret UBS's view as a signal that major movements in EUR/GBP are unlikely unless one of the underlying dynamics changes. The bank's projection of similar total returns for both currencies reflects its assessment that yield advantages for sterling do not necessarily translate into outsized currency gains over the forecast horizon.

UBS's forecast and accompanying rationale were laid out in the Thursday report, which frames the outlook in terms of present data signals and current policy settings rather than any new developments slated in the near term.

Risks

  • A re-emergence of a budget-related risk premium in the UK could push sterling-related volatility higher - this would affect currency markets and corporate FX exposures.
  • A change in ECB policy or unexpectedly strong Eurozone economic data could increase euro influence on the cross - impacting FX traders and cross-border firms.
  • A reversal in the current yield differential that favors the pound could alter expected total returns for both currencies - relevant to fixed income investors and currency hedgers.

More from Currencies

Dollar Climbs Toward Best Weekly Showing Since October as Safe-Haven Flows and Fed Tone Support the Greenback Feb 20, 2026 Asia FX Cautious Ahead of U.S. Inflation Print; Weak Japan CPI Clouds BOJ Hike Prospects Feb 20, 2026 Dollar Holds Most Gains After Fed Minutes; Euro Edges Lower Feb 19, 2026 Asia FX Slips as Dollar Strengthens; Aussie Stands Out on Firm Jobs Report Feb 19, 2026 UBS Lowers USD/ZAR Targets, Predicts Further Rand Gains through 2026 Feb 18, 2026