Analyst Ratings February 19, 2026

UBS Cites Valuation Concerns, Lowers Moody’s Price Target to $490 While Maintaining Neutral Rating

Analyst sees solid fundamentals but notes premium valuation versus peers amid strong quarterly results and management guidance

By Caleb Monroe MCO SPGI
UBS Cites Valuation Concerns, Lowers Moody’s Price Target to $490 While Maintaining Neutral Rating
MCO SPGI

UBS trimmed its price target on Moody’s Corporation to $490 from $515 and kept a Neutral rating, pointing to elevated valuation relative to peers despite strong recent results and favorable fiscal 2026 guidance. Other analysts adjusted targets as well after Moody’s reported a robust quarter and management outlined growth expectations for 2026.

Key Points

  • UBS cut Moody’s price target to $490 from $515 and retained a Neutral rating, citing valuation premium versus peers - impacts information services and financials sectors.
  • Moody’s reported a stronger-than-expected quarter and fiscal 2026 guidance, with the core ratings business expected to deliver high-single-digit revenue growth, outpacing SPGI’s recent performance - impacts ratings and capital markets activity.
  • BMO Capital lowered its price target from $561 to $480 but raised earnings estimates after Moody’s robust results and upbeat views on debt issuance - signals differing analyst reactions within equity research coverage.

UBS revises target, keeps Neutral

UBS reduced its price target on Moody’s Corp (NYSE:MCO) shares to $490 from $515 on Wednesday, while keeping a Neutral rating. The firm acknowledged that Moody’s shares rallied following a solid quarterly performance and constructive fiscal 2026 guidance, but concluded the stock trades at a steep premium to comparable information services companies.

Performance and guidance drove recent move

UBS pointed to Moody’s outperformance after the company delivered a decent quarter and provided guidance for fiscal 2026 that the bank characterized as solid. In particular, the core ratings business is expected to produce high-single-digit revenue growth under Moody’s guidance, a pace UBS described as stronger than SPGI’s recent performance.

Analytics division and AI exposure

On Moody’s Analytics, UBS said results remain mixed versus the company’s medium-term targets. The analyst noted management has pursued selective divestitures and other measures aimed at positioning the analytics unit for improved growth. UBS also assessed Moody’s as relatively well-positioned against AI-related disruption risk that has pressured parts of the information services sector.

UBS view of the franchise

UBS characterized Moody’s as possibly the cleanest story among information services names today, labeling it a high-quality franchise with a credible growth outlook. The bank emphasized that the ratings business still contains potential upside should capital markets be supportive, but reiterated that the stock’s valuation premium reduces its appeal versus other opportunities within the sector.

Other analyst moves after earnings

Following Moody’s recent fourth-quarter results, which beat analyst expectations and displayed strength across both ratings and analytics segments, BMO Capital revised its stance as well. BMO lowered its price target on Moody’s from $561 to $480 while maintaining a Market Perform rating. At the same time, BMO raised its earnings estimates for the company, citing the strong results and a constructive view on debt issuance activity.

Management outlook

Moody’s management expects low-single-digit percentage growth in 2026, an outlook the company said should drive high-single-digit growth in MIS-rated issuance. Management highlighted favorable mix and pricing dynamics as supporting factors, especially during the first half of the year.

Implications

Analysts’ adjustments and the firm-level assessment from UBS underscore a balance between Moody’s operational strengths and valuation concerns. While earnings and guidance prompted some analysts to lift earnings assumptions, UBS’s valuation-focused move signals that relative price levels remain a decisive factor for recommendations within the information services and financials coverage universe.

Risks

  • Valuation risk: Moody’s stock trades at a significant premium to peers, which may limit upside and affect investor returns if market sentiment shifts - relevant to investors in information services and financial equities.
  • Mixed performance in Moody’s Analytics: Continued variability versus medium-term targets could weigh on overall growth if improvements do not materialize - relevant to analytics and business services sectors.
  • Capital markets dependence: Upside in the ratings business is contingent on supportive capital markets conditions, creating exposure to broader market cycles - relevant to capital markets and credit issuance activity.

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