Analyst Ratings February 20, 2026

Truist Lifts Tandem Diabetes Price Target as Company Shifts Toward Pharmacy Model

Analyst raises 2026 outlook sensitivity amid strategic move to pharmacy channels; Hold rating retained

By Maya Rios TNDM
Truist Lifts Tandem Diabetes Price Target as Company Shifts Toward Pharmacy Model
TNDM

Truist Securities increased its price target on Tandem Diabetes Care to $27 from $24 while keeping a Hold rating. The upgrade follows a fourth-quarter beat tied to pharmacy channel momentum and stronger U.S. pump shipments. Tandem is pivoting its distribution toward pharmacy channels with a goal of moving 80% of its installed base over the next two to three years, a shift that Truist says may depress 2026 revenue before lifting revenue and profits in later years.

Key Points

  • Truist raised its price target on Tandem Diabetes to $27 from $24 and kept a Hold rating - impacts healthcare and medical device equities.
  • Tandem reported a fourth-quarter beat driven by pharmacy channel traction, stronger U.S. pump shipments, record global pump shipments and a $13 million revenue beat - impacts medical device and pharmaceutical distribution sectors.
  • Company aims to shift 80% of its installed base to pharmacy channels over the next two to three years; Truist says this could lower 2026 revenue but may boost revenue and profit thereafter - impacts revenue forecasting and valuation models for investors.

Truist Securities has adjusted its valuation of Tandem Diabetes Care, raising its price target to $27 from $24 while maintaining a Hold recommendation on the medical device company's stock. The shares are trading at $25.15 and have climbed 73% over the past six months. InvestingPro analysis referenced in reports suggests the stock remains priced above its Fair Value.

Truist pointed to Tandem's fourth-quarter performance as the catalyst for the target change. The firm highlighted a quarterly beat driven by stronger traction in pharmacy channels and increased U.S. pump shipments. Those factors, along with record global pump shipments reported by the company, contributed to the outperformance for the period.

Tandem is executing a deliberate shift in its commercial approach, moving a larger share of sales through pharmacy distribution. Management has set a target of transitioning 80% of the installed base to pharmacy channels over a two- to three-year timeframe. Truist emphasized that the structural change is meaningful to its financial modeling and carries multiple moving parts that affect near-term results.

The broker noted that the transition toward pharmacy channels is expected to press down revenue for fiscal 2026 relative to prior levels. However, Truist also signaled that the company could see higher revenue and improved profitability in years after 2026 as the new channel mix matures. To derive the $27 price objective, the analyst applied a slightly higher valuation multiple, reflecting the potential longer-term benefits of the business-model change.

Truist added that additional upside to the stock will depend on the pace at which pharmacy channel adoption accelerates. The firm left its Hold rating unchanged despite raising the price target.


Separately, the company’s reported fourth-quarter results showed revenue and earnings above expectations. Management attributed the beat in part to pharmacy operations and a shift to direct international distribution. The company said record global pump shipments underpinned a $13 million revenue beat, while adjusted EBITDA margin exceeded forecasts by 250 basis points.

For fiscal 2026, Tandem provided sales growth guidance of 5% to 7%, a range that sits below the Street consensus of roughly 8.5% referenced by market commentary. Several other sell-side firms updated their views following the results and strategic pivot: Stifel and Mizuho raised price targets to $22, Piper Sandler set a target at $21, BofA Securities upgraded the stock to Neutral from Underperform while citing the pharmacy and pay-as-you-go mix, and Baird upgraded to Outperform noting the expected mid-2026 launch of the Mobi-T insulin pump as a material positive.

Taken together, the recent beat, the shift toward pharmacy distribution, and the mix of analyst reactions point to a period of strategic transition for Tandem Diabetes. Market participants will be watching the speed of pharmacy adoption and how the company’s revenue mix evolves as the new channel strategy is implemented.

Risks

  • Pace of pharmacy channel adoption - slower-than-expected uptake would limit the upside noted by analysts and affect healthcare and medical device market performance.
  • Near-term revenue impact in 2026 from the structural shift to pharmacy channels - this uncertainty affects revenue-sensitive valuations in the medical device and healthcare sectors.
  • Multiple variables in financial modeling tied to the transition - model sensitivity increases risk to investor expectations and could lead to divergent analyst views across equity markets.

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