Analyst Ratings February 20, 2026

TD Cowen Lowers Workday Price Target as Mixed Business Checks Precede Q4 Results

Analyst trims target to $200 while retaining a Buy; industry checks show AI momentum in acquisitions but softer HCM spend priorities

By Leila Farooq WDAY
TD Cowen Lowers Workday Price Target as Mixed Business Checks Precede Q4 Results
WDAY

TD Cowen cut its price target for Workday to $200 from $280 and kept a Buy rating ahead of the company’s fiscal fourth-quarter results due February 24. The brokerage reported mixed third-party checks - favorable signals around product momentum from recent acquisitions and AI-related tools, counterbalanced by a slight decline in IT survey priorities for Workday and human capital management spend year-over-year. TD Cowen models subscription revenue and cRPO growth for Q4 and expects fiscal 2027 subscription growth roughly in line with company guidance. Several other firms have also revised ratings and targets following leadership changes and sector uncertainty.

Key Points

  • TD Cowen cut Workday’s price target to $200 from $280 but kept a Buy rating ahead of the company’s Feb. 24 Q4 earnings report.
  • Checks indicate product and AI monetization momentum from recent acquisitions, while an IT survey showed a slight year-over-year decline in priority for Workday and HCM spending.
  • Other broker actions vary: Citizens downgraded to Market Perform, BMO cut its target but kept Outperform, Rosenblatt upgraded to Buy, and Stifel lowered its target while keeping Hold.

TD Cowen has reduced its target price on Workday Inc. (NASDAQ: WDAY) to $200 from $280 while maintaining a Buy rating as the company approaches its fiscal fourth-quarter earnings report scheduled for February 24. The firm’s note underscores a set of mixed checks from the field: some encouraging signs tied to product momentum and the monetization prospects of recent acquisitions, and softer signals from IT spending surveys that indicate a slight year-over-year decline in priority for Workday and HCM expenditures.

Workday’s shares have been under pressure. The stock was trading at $142.72, close to its 52-week low of $139.38, and has fallen about 38% over the past six months. At current levels, InvestingPro analysis referenced by the brokerage places shares below the platform’s calculated Fair Value and lists the stock among candidates considered most undervalued by that metric.

TD Cowen’s modelling for the quarter assumes subscription revenue growth of 15.5% and a 16% rise in contracted remaining performance obligations, or cRPO, for the fourth quarter. For fiscal 2027, the firm expects subscription revenue growth to align with the company’s guidance of approximately 13%.

On the product and monetization front, checks on AI-related opportunities tied to acquired companies such as HiredScore, Evisort, and Paradox remain constructive. The note also singled out Sana as an asset that should build on that AI momentum. Despite those pockets of optimism, TD Cowen observed little change in the underlying core trends of the business.

Leadership developments have added a layer of uncertainty. Carl Eschenbach has stepped down as CEO after three years, a move the firm described as optically disruptive and potentially reflective of internal unrest amid recent workforce reductions. The company executed a roughly 2% reduction in force in early February. TD Cowen flagged the return of co-founder Aneel Bhusri as CEO as a positive medium-term factor, particularly with respect to advancing AI initiatives at the core of the product suite.

Valuation metrics cited in the note show that the stock trades at about 11 times EV/CY26E free cash flow under TD Cowen’s calculations. The $200 price target corresponds to roughly 16 times EV/CY26E free cash flow, a level that supports the firm’s maintained Buy rating given its view of the company’s AI opportunities and long-term growth trajectory.

Outside of TD Cowen’s assessment, other broker actions have reflected differing views in response to the leadership change and business checks. Citizens downgraded Workday shares from Market Outperform to Market Perform, citing the CEO transition and the results of its checks. BMO Capital cut its price target to $204 from $285 while retaining an Outperform rating and pointing to sector uncertainties in application software and the management change. Rosenblatt issued an upgrade to Buy from Neutral with a $180 target, attributing its decision to the stock’s current valuation and the return of Bhusri as CEO. Stifel trimmed its price target to $175 from $235 and kept a Hold rating in place following the CEO change.

Collectively, these analyst moves illustrate divergent interpretations of Workday’s near-term dynamics and longer-term prospects. While acquisitions and AI-focused tools are viewed as potential growth levers, near-term metrics and leadership shifts have prompted some firms to reassess risk and valuation. Investors will have an opportunity to compare those external checks with the company’s own results and guidance when Workday reports later this month.

Risks

  • Leadership transition risk - CEO Carl Eschenbach’s departure and the return of co-founder Aneel Bhusri create near-term uncertainty for management continuity and strategic execution.
  • Demand risk - IT survey findings suggest a slight decline in priority for Workday and HCM spend year-over-year, which could pressure near-term revenue trends.
  • Workforce and morale risk - a roughly 2% reduction in force in early February may reflect internal unrest and could affect operations or execution.

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