Stock Markets February 24, 2026

Yardeni Questions AI's Intelligence While Acknowledging Productivity Gains

Research firm cautions against hype even as it sees AI augmenting workers and influencing markets

By Caleb Monroe NVDA IBM
Yardeni Questions AI's Intelligence While Acknowledging Productivity Gains
NVDA IBM

Yardeni Research warned that large language models lack true comprehension despite advanced outputs, arguing AI is 'artificial but not intelligent.' The firm highlighted labor-market risks, recent softness in tech payrolls since ChatGPT's debut in late 2022, market reactions to AI headlines, and potential implications for equities and gold. Yardeni expects Nvidia's upcoming earnings call to adopt a more positive tone on AI and reiterated broader market rotation themes.

Key Points

  • Yardeni maintains that LLMs can produce convincing output but do not truly understand language, summarizing its view as 'AI is artificial but not intelligent.'
  • The firm warns that potential displacement of white-collar workers could reduce consumer spending and have spillover effects on blue-collar employment; it also notes information technology payrolls have been flat since late 2022.
  • Market sentiment has been influenced by AI headlines - including a Citrini Research report and reports affecting IBM stock - while Yardeni expects Nvidia's upcoming earnings call to take a more positive tone on AI.

Yardeni Research pushed back on expansive claims about artificial intelligence, saying that although large language models (LLMs) produce sophisticated-sounding text, they do not genuinely understand meaning. In a Tuesday note, the research firm summarized its stance plainly: "We still believe that AI is artificial but not intelligent," adding that "these models don’t have a clue about what words actually mean."

The firm flagged growing worries that AI could displace human workers, particularly in white-collar occupations, and suggested that any widespread movement of displaced employees into lower-paying roles could weaken consumer spending and eventually affect blue-collar employment.

Yardeni pointed to payroll data as evidence of emerging softness in the technology sector. The firm noted that employment in information technology has been essentially flat since late 2022, the time when ChatGPT was first released, suggesting the labor market has not continued expanding in that segment.

Despite these concerns, Yardeni stopped short of endorsing the most severe dystopian scenarios. It said the market has on occasion behaved as if pricing in a darker outcome in which AI becomes a "Frankenstein monster," but the firm does not subscribe to that view. Instead, Yardeni expects AI to be more of a productivity enhancer than a wholesale job eliminator, writing, "We continue to believe that AI is augmenting workers’ productivity rather than making them extinct."

Yardeni also highlighted how AI-related stories are already shifting investor sentiment. The firm cited the market pressure that followed publication of a Citrini Research report titled "The 2028 Global Intelligence Crisis." It further pointed to additional downward pressure on equities after a sharp fall in IBM's share price amid reports that Anthropic may have developed an agent capable of challenging IBM’s COBOL software.

Looking forward, Yardeni said it expects Nvidia's upcoming earnings call to strike a more upbeat chord. The firm anticipates that CEO Jensen Huang will present "a much more upbeat view of AI’s impact on our future," a tone that Yardeni believes could prove constructive for sentiment around AI-related investments.

Beyond AI-specific commentary, Yardeni reiterated several of its broader market views. The firm said the rotation it highlighted in December - away from the Magnificent-7 toward the rest of the market - remains intact. That shift has coincided with a movement from U.S. equities into international markets, Yardeni added.

Yardeni also tied continuing AI uncertainty and tariff developments to movements in gold, saying those factors are helping to push the metal toward the firm's year-end target of $6,000 per ounce this year and a longer-term target of $10,000 per ounce by 2029.


Context and implications

  • Yardeni emphasizes a cautious interpretation of LLM capabilities while acknowledging potential productivity gains.
  • Labor-market data and high-profile AI headlines are already affecting investor sentiment and equity prices in specific instances.
  • The firm maintains broader positioning views, including a sector rotation away from the largest tech names and toward international markets, and continues to cite macro drivers for gold's trajectory.

Risks

  • Displacement risk: If white-collar workers are forced into lower-paying jobs, consumer spending could weaken and indirectly affect blue-collar employment, impacting consumer-focused sectors and overall economic demand.
  • Market-pricing risk: Equities can be pressured when investors entertain extreme scenarios about AI's effects, as seen after reports like the Citrini Research paper and news that contributed to a sharp drop in IBM's stock.
  • Uncertainty in macro and policy factors: Ongoing AI-related uncertainty and tariff developments may drive investors toward safe-haven assets such as gold, influencing commodity markets and related sectors.

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