Insider Trading April 6, 2026

Cardlytics CEO sells 69,833 shares to cover RSU taxes; stock under pressure amid partner headwinds

Amit Gupta reduced holdings by $82,891 in a planned sale tied to RSU vesting as analysts trim price targets following partner developments

By Derek Hwang CDLX PAR
Cardlytics CEO sells 69,833 shares to cover RSU taxes; stock under pressure amid partner headwinds
CDLX PAR

Cardlytics Inc. Chief Executive Officer Amit Gupta disposed of 69,833 shares on April 6, 2026, in a transaction valued at $82,891, according to a Form 4 filing. The sale, executed to meet tax liabilities from restricted stock units that vested on April 1, 2026, leaves Gupta with 987,387 shares. The company recently reported mixed fiscal 2025 Q4 results and has seen analysts cut price targets amid changes in major banking relationships.

Key Points

  • CEO Amit Gupta sold 69,833 shares on April 6, 2026, for a total of $82,891 at a weighted average price of $1.187 to satisfy tax obligations from RSU vesting.
  • Cardlytics reported fiscal 2025 Q4 revenue of $56.1 million, beating the $55.17 million consensus by 1.69%, while EPS was -$0.28, in line with expectations.
  • Analysts have trimmed price targets amid partner developments - Evercore ISI cut its target to $1 (from $2) and BofA Securities lowered its target to $0.90 (from $1.50) - reflecting concerns tied to Bank of America and content restrictions at Chase.

Cardlytics Inc. (NASDAQ: CDLX) reported a Form 4 filing showing Chief Executive Officer Amit Gupta sold 69,833 shares of common stock on April 6, 2026. The transaction carried a weighted average price of $1.187 per share and totaled $82,891. Reported sale prices ranged between $1.135 and $1.230.

Following that disposition, Gupta is recorded as directly owning 987,387 Cardlytics shares. The company's stock was trading at $1.18 at the time of reporting, a level that InvestingPro data indicates is 26% higher than a week earlier but 56% below its price six months ago.

The Form 4 filing specifies the sale was undertaken exclusively to satisfy tax obligations stemming from Restricted Stock Units that vested on April 1, 2026.


Recent corporate results and strategic changes

Cardlytics released results for the fourth quarter of fiscal 2025 that showed stronger-than-expected top-line performance alongside continued losses per share. Revenue for the quarter was $56.1 million, compared with analysts' consensus of $55.17 million, representing a 1.69% positive surprise. Reported earnings per share were -$0.28, which matched analysts' expectations.

Separately, Cardlytics completed the sale of its Bridg platform assets to PAR Technology Corporation. As consideration, Cardlytics received 1,810,222 shares of PAR Technology common stock.

Analysts have adjusted their outlooks in light of recent developments. Evercore ISI lowered its price target for Cardlytics from $2 to $1 while keeping an In Line rating, citing the termination of the relationship with Bank of America and ongoing content restrictions at Chase. BofA Securities likewise trimmed its price target, taking it to $0.90 from $1.50 and maintaining an Underperform rating, specifically pointing to concerns tied to developments with major financial partners.


Context and market reaction

The insider sale was structured as a tax-withholding transaction associated with RSU vesting. At the same time, Cardlytics' market valuation and analyst reception have been affected by partner-related dynamics and operational shifts disclosed in recent company communications.

Investors and market participants monitoring Cardlytics will likely weigh the company's modest revenue beat against persistent EPS losses and evolving relationships with major financial institutions - factors that have prompted some firms to lower price targets while leaving ratings unchanged.

Risks

  • Changes in relationships with major financial partners - developments involving Bank of America and content restrictions at Chase were cited by analysts as reasons for lower price targets, which could affect Cardlytics' revenue channels and market sentiment.
  • Continued negative earnings per share - the company reported an EPS loss of -$0.28 for fiscal 2025 Q4, matching expectations but highlighting an ongoing profitability challenge.
  • Market valuation volatility - the stock has experienced significant short-term moves, trading 26% higher over the past week but down 56% over six months, indicating sensitivity to news and analyst updates.

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